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COMMERCIAL AUTO
<br />permission, while performing duties
<br />(a) With respect to any claim made or "suit"
<br />related to the conduct of your busi-
<br />brought outside the United States of
<br />ness.
<br />America, the territories and possessions
<br />However, any "auto" that Is leased, hired,
<br />of the United States of America, Puerto
<br />rented or borrowed with a driver Is not a
<br />Rico and Canada:
<br />Covered "auto".
<br />(1) You must arrange to defend the "In-
<br />D. EMPLOYEES AS INSURED
<br />sured" against, and investigate or set -
<br />The following Is added to Paragraph A.1., Who Is
<br />tie any such claim or "suit" and keep
<br />An insured, of SECTION II — COVERED AUTOS
<br />us advised of all proceedings and ac-
<br />LiABILITY COVERAGE:
<br />tlons.
<br />Any "employee" of yours Is an "insured" while us-
<br />(II) Neither you nor any other Involved
<br />ing a covered "auto" you don't own, hire or borrow
<br />Insured will make any settlement
<br />in your business or your personal affairs.
<br />without our consent.
<br />E. SUPPLEMENTARY PAYMENTS — INCREASED
<br />(iii) We may, at our discretion, participate
<br />LIMITS
<br />In defending the "insured" against, or
<br />1. The following replaces Paragraph A.2,a.(2),
<br />in the settlement of, any claim or
<br />"suit".
<br />of SECTION 11— COVERED AUTOS LIABIL-
<br />ITY COVERAGE:
<br />(Iv) We will reimburse the 'Insured" for
<br />(2) Up to $3,000 for cost of ball bonds (in-
<br />sums that the "insured" legally must
<br />pay as damages because of "bodily
<br />cluding bonds for related traffic law vlola-
<br />injury" or "property damage" to which
<br />tions) required because of an "accident"
<br />this insurance applies, that the "in -
<br />we cover. We do not have to furnish
<br />these bonds.
<br />sured" pays with our consent, but
<br />only up to the limit described in Para-
<br />2. The following replaces Paragraph A,2.a,(4),
<br />,
<br />graph C., Limits Of Insurance, of
<br />of SECTION 11 — COVERED AUTOS LIABIL-
<br />SECTION iI — COVERED AUTOS
<br />1TY COVERAGE:
<br />LIABILITY COVERAGE,
<br />(4) All reasonable expenses incurred by the
<br />(v) We will reimburse the "insured" for
<br />"insured" at our request, including actual
<br />the reasonable expenses incurred
<br />loss of earnings up to $500 a day be-
<br />with our consent for your Investiga-
<br />cause of time off from work.
<br />tion of such claims and your defense
<br />F. HIRED AUTO -- LIMITED WORLDWIDE COV-
<br />of the "insured" against any such
<br />ERAGE — INDEMNITY BASIS
<br />"suit", but only up to and Included
<br />The following replaces Subparagraph (5) In Para-
<br />within the limit described in Para -
<br />graph C., Limits Of Insurance, of
<br />graph B.7., Policy Period, Coverage Territory,
<br />SECTION II — COVERED AUTOS
<br />of SECTION IV — BUSINESS AUTO CONDI-
<br />LIABILITY COVERAGE, and not In
<br />TiONS:
<br />addition to such limit. Our duty to
<br />(5) .Anywhere In the world, except any country or
<br />make such payments ends when we
<br />jurisdiction while any trade sanction, em-
<br />have used up the applicable limit of
<br />bargo, or similar regulation imposed by the
<br />insurance In payments for damages,
<br />United States of America applies to and pro-
<br />settlements or defense expenses.
<br />hlbits the transaction of business with or
<br />(b) This Insurance Is excess over any valid
<br />within such country or jurisdiction, for Cov-
<br />and collectible other Insurance available
<br />ered Autos Liability Coverage for any covered
<br />"auto" that you lease, hire, rent or borrow
<br />to the "insured" whether primary, excess,
<br />without a driver for a period of 30 days or less
<br />contingent or on any other basis.
<br />and that is not an "auto" you lease, hire, rent
<br />(c) This insurance is not a substitute for re -
<br />or borrow from any of your "employees",
<br />Gaited or compulsory insurance In any
<br />partners (if you are a partnership), members
<br />country outside the United States, its ter -
<br />(if you are a limited liability company) or
<br />riiories and possessions, Puerto Rico and
<br />members of their households,
<br />Canada.
<br />Page 2 of 4 02015 The Travelers indemnity Company.
<br />All rights reserved. CA T3 63 0216
<br />Includes copyrighted material of Insurance Services Office, Inc. with Its permission.
<br />REVIEWED BY: EUNICE HEREDIA (PG 6OF )
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