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b. Those statements are based upon <br />representations you made to us; and <br />c. We have issued this policy in reliance upon <br />your representations. <br />7. Separation Of Insureds <br />Except with respect to the Limits of Insurance, and <br />any rights or duties specifically assigned in this <br />Coverage Part to the first Named Insured, this <br />insurance applies: <br />a. As if each Named Insured were the only <br />Named Insured; and <br />b. Separately to each insured against whom claim <br />is made or "suit" is brought. <br />8. Transfer Of Rights Of Recovery Against Others <br />To Us <br />If the insured has rights to recover all or part of <br />any payment we have made under this Coverage <br />Part, those rights are transferred to us. The <br />insured must do nothing after loss to impair them. <br />At our request, the insured will bring "suit" or <br />transfer those rights to us and help us enforce <br />them. <br />9. When We Do Not Renew <br />If we decide not to renew this Coverage Part, we <br />will mail or deliver to the first Named Insured <br />shown in the Declarations written notice of the <br />nonrenewal not less than 30 days before the <br />expiration date. <br />If notice is mailed, proof of mailing will be sufficient <br />proof of notice. <br />SECTION V — DEFINITIONS <br />1. "Advertisement" means a notice that is broadcast <br />or published to the general public or specific <br />market segments about your goods, products or <br />services for the purpose of attracting customers or <br />supporters. For the purposes of this definition: <br />a. Notices that are published include material <br />placed on the Internet or on similar electronic <br />means of communication; and <br />b. Regarding web sites, only that part of a web <br />site that is about your goods, products or <br />services for the purposes of attracting <br />customers or supporters is considered an <br />advertisement. <br />2. "Auto" means: <br />a. A land motor vehicle, trailer or semitrailer <br />designed for travel on public roads, including <br />any attached machinery or equipment; or <br />b. Any other land vehicle that is subject to a <br />compulsory or financial responsibility law or <br />other motor vehicle insurance law where it is <br />licensed or principally garaged. <br />However, "auto" does not include "mobile <br />equipment". <br />3. "Bodily injury" means bodily injury, sickness or <br />disease sustained by a person, including death <br />resulting from any of these at any time. <br />4. "Coverage territory" means: <br />a. The United States of America (including its <br />territories and possessions), Puerto Rico and <br />Canada; <br />b. International waters or airspace, but only if the <br />injury or damage occurs in the course of travel <br />or transportation between any places included <br />in Paragraph a. above; or <br />c. All other parts of the world if the injury or <br />damage arises out of: <br />(1) Goods or products made or sold by you in <br />the territory described in Paragraph a. <br />above; <br />(2) The activities of a person whose home is in <br />the territory described in Paragraph a. <br />above, but is away for a short time on your <br />business; or <br />(3) "Personal and advertising injury" offenses <br />that take place through the Internet or <br />similar electronic means of communication; <br />provided the insured's responsibility to pay <br />damages is determined in a "suit" on the merits, in <br />the territory described in Paragraph a. above or in <br />a settlement we agree to. <br />S. "Employee" includes a "leased worker". <br />"Employee" does not include a "temporary <br />worker". <br />6. "Executive officer" means a person holding any of <br />the officer positions created by your charter, <br />constitution, bylaws or any other similar governing <br />document. <br />7. "Hostile fire" means one which becomes <br />uncontrollable or breaks out from where it was <br />intended to be. <br />8. "Impaired property" means tangible property, other <br />than "your product" or "your work", that cannot be <br />used or is less useful because: <br />a. It incorporates "your product" or "your work" <br />that is known or thought to be defective, <br />deficient, inadequate or dangerous; or <br />b. You have failed to fulfill the terms of a contract <br />or agreement; <br />if such property can be restored to use ,I, a <br />repair, replacement, adjustment or„rtgni a1 of <br />"your product” or "your work" t4 fulfilling )iQe , <br />terms of the contract or agreem�nt. c{j� <br />CG 00 01 04 13 © Insurance Services Office, Inc., 2012 Page 13 of 16 <br />