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HF&H Consultants, Inc. Policy OBFD68147600 Effective 09/06/2018-09/06/2019 or recall that occurred before you (5) Expenses incurred by acquired or formed the organization. "employees" including c. Under SECTION II — LIABILITY, E. transportation and Liability and Medical Expense General accommodations; Conditions, 2. Duties in the Event of (6) Expenses to rent additional Occurrence, Offense, Claim or Suit, warehouse or storage space; paragraph e. is added as follows: (7) Disposal of "your product", but e. You must see to it that the following only to the extent that specific are done in the event of an actual or methods of destruction other than anticipated "covered recall" that may those employed for trash result in "product recall expense": discarding or disposal are (1) Give us prompt notice of any required to avoid "bodily injury" or discovery or notification that "your "property damage" as a result of product" must be withdrawn or such disposal, recalled. Include a description of you incur exclusively for the purpose "your product" and the reason for of recalling "your product"'; and the withdrawal or recall; b. Your lost profit resulting from such (2) Cease any further release, "covered recall". shipment, consignment or any e. Under SECTION II — LIABILITY, D. other method of distribution of like Liability and Medical Expenses Limits or similar products until it has of Insurance, the following is added: been determined that all such products are free from defects that 5. The Limits of Insurance and rules could be a cause of loss under stated below fix the most that we will this insurance. pay under this Product Recall d. Under SECTION 11 — LIABILITY, F. Expense Coverage. Liability and Medical Expenses (1) The Aggregate Limit is the most Definitions, the following additional that we will reimburse you for the definitions are added: sum of all "product recall "Covered recall" means a recall made expenses" incurred for all "product necessary because you or a government recall expenses" initiated duringthe body has determined that a known or policy period. suspected defect, deficiency, inadequacy, (2) The Occurrence Limit shown on or dangerous condition in "your product" the Summary of Coverages is the has resulted or will result in "bodily injury" most we will pay in connection or "property damage". with any one defect or deficiency. (a) All "product recall expenses" "Product recall expense(s)" means: in connection with a. Necessary and reasonable expenses substantially the same for: general harmful condition (1) Communications, including radio will be deemed to arise out or television announcements or of the same defect or deficiency and considered printed advertisements including one "occurrence". stationary, envelopes and postage; (b) Any amount reimbursed for (2) Shipping the recalled products "product recall expenses" inconnection from any purchaser, distributor or with any one "occurrence" user to the place or places will reduce the designated by you; amount of the Aggregate Limit available for (3) Remuneration paid to your regular reimbursement of "product "employees" for necessary recall expenses" in overtime; connection with any other (4) Hiring additional persons, other defect or deficiency. than your regular "employees"; (c) If the Aggregate Limit has been reduced by 391-1006 06 09 Includes copyrighted material of Insurance Services Office, Inc. Page 4 of 5 REVIEWED BY: EUNICE HEREDIA (PG6 of )