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8.4 Lessee's Property; Business Interruption Insurance; Worker's Compensation Insurance. <br />(a) Property Damage. Lessee shall obtain and maintain insurance coverage on all of Lessee's per <br />property. Trade Fixtures, and Lessee Owned Alterations and Utility Installations. Such insurance shall be full replacement cost coverage <br />with a deductible t+noto exceed 51.000 per occurrence, The proceeds from any such insurance shall be used by Lessee for the <br />replacement of personal property, Trade Fixtures and Lessee Owned Alterations and Utility Installations. <br />b - —Business4a erwcap ea-Leseze-s4 11 eblata, and -r a;n}a+R 41." 4 rocew:e an. 4 e,o� e.af ftar <br />m s;a+attee im an; it ei: a5 v,41 re-irrtbuor' Les-see - "direst of 4-difeet less el-ear-o.t to eN Ferias ea t ns—oo }+R•.rtfed deia:h <br />byproJum lessees+R +11e business ofLs»ee er sti=ib.abke la pre,eniiRReL a,ess la tow Rr�r»ises as tr r2, 4t 4ersab FeFils. <br />E4--A-Varker's-Compensation-lrasur mcg.--L-ca ee s?taN-4b, m affcf-mmnterifi akerkeF'^. C-oiifrtms- can <br />I-t-,t; Fn nae to st.el, war Fie re7xket4- kr, --',�pFlialbke-kle.�}eiF,w?:tr -S —'4 FR.liaj s4a�k-+n<=u•le e'�ai+er tiF=rtrbr'a-a:N:tc�:i <br />e n.t«�F:;ert,ev,.. Lt7see shall FFo t<•!. Las;:: <++itk -r eey=: f e4o-� h-=seFr�_nt aiene +tr the ee Ftrr eta -f +a�.i.:n-c :-F e:ai�} aFthe Ft;;.iy <br />Fe-}ut+ed 3. <br />Id) No Representation or Adequate Coverage. Lessor makes no representation that the limits or firm, <br />of coverage of irsuranee specified herein are adequate to cover Lessee's property, business operations or obligations under this Lease. <br />8.5 Insurance Policies. Insurance required herein shall be by companies maintaining during the policy term a "General <br />Policyholders Eating" of at least A- VIL as set forth in the most current issue of "Best's Insurance Guide", or such other rating as may <br />be required by a Lender, Lessee shall not do or permit to be clone anything which invalidates the required insurance policies. Lessee <br />shall, prior to the Start Date, deliver to Lessor certified copies of policies of such insurance or certificates with copies of the required <br />endorsements evidencing the existence and amounts of the required Insurance. No such policy shall be cancelable or subject to <br />modification except after 30 days prior written notice to Lessor, Lessee shall, at least 10 days prior to the expiration of such policies, <br />furnish Lessor with evidence of renewals or "insurance binders" evidencing renewal thereof, or Lessor may order such insurance and <br />charge the cost thereof to Lessee, which amount shall be payable by Lessee to Lessor upon demand. Such policies shall be for a term of <br />at least one year, or the length of the remaining term of this Lease, whichever is less. If either Party shall fail to procure and maintain <br />the insurance required to be carried by it, the other Party may, but shall not be required to, procure and maintain the sante. <br />8.6 Waiver of Subrogation. Without affecting any other rights or remedies, Lessee and Lessor each hereby release and <br />relieve the other, and waive their entire right to recover clamages against the other, for loss of or damage to its property arising out of or <br />incident to the perils required to be insured against herein. The effect of such releases and waivers is not limited by the amount of <br />insurance carried or required, or by any deductibles applicable hereto. The Parties agree to have their respective property damage <br />insurance carriers waive any right to subrogation that such companies may have against Lessor or Lessee, as the case may be, so long <br />as the insurance is not invalidated thereby. <br />8.7 Indemnity, Except for Lessor's gross negligence or willful misconduct, Lessee shall indemnify, protect, defend and <br />hold harmless the Premises, Lessor and its agents, Lessor's master or ground lessor, property manager, partners and Lenders, from and <br />against any and all claims, loss of rents and/or damages, liens, judgments, penalties, attorneys' and consultants' fees, expenses and/or <br />liabilities arising out or, involving, or in connection with, the use and/or occupancy of the Premises by Lessee. If any action or proceeding <br />is broueht against Lessor by reason of any of the foregoing matters, Lessee shall upon notice defend the same at Lessee's expense by <br />counsel reasonably satisfactory to Lessor and Lessor shall cooperate with Lessee in such defense. Lessor need not have first paid any <br />such claim in order to be defended or indemnified. <br />8.8 Exemption of Lessor and its Agents from Liability. Notwithstanding the negligence or breach of this Lease by <br />Lessor or its agents, neither Lessor nor its agents shall be liable under any circumstances for: (i) injury or damage to the person or <br />goods, wares, merchandise or other property or Lessee, Lessee's employees, contractors, invitees, customers, or any other person in or <br />about the Premises, whether such damage or injury is caused by or results from fire, steam, electricity, gas, water or rain, indoor air <br />quality, the presence or mold or from the breakage, leakage, obstruction or other detects of pipes, fire sprinklers, wires, appliances, <br />plumbing, HVAC or lighting fixtures, or from any other cause, whether the said injury or damage results from conditions arising upon <br />the Premises or upon other portions or the building of which the Premises are a part, or from other sources or places, (ii) any damages <br />arising from any act or neglect orany other Lessee of Lessor or from the failure of Lessor or its agents to enforce the provisions of any <br />other lease in the Shopping Center, or (iii) injury to Lessee's business or for any loss or income or profit therefrom. Instead, it is intended <br />that Lessee's sole recourse in the event of such damages or injury be to file a claim on the insurance policy(ies) that Lessee is required <br />to maintain pursuant to the provisions of Paragraph 8. <br />9. Damage or Destruction. <br />9.1 Definitions. <br />(a) "Premises Partial Damage" shall mean damage or destruction to the improvements on the <br />Premises, other than Lessee Owned Alterations and Utility Installations, which can reasonably be repaired in 6 months or less from the <br />dale of the damage or destruction, and the cost thereof does not exceed a sum equal to 6 month's Base Rent. Lessor shall notify Lessee <br />in writing within 30 days from the date of the damage or destruction as to whether or not the damage is Partial or Total. <br />(b) "Premises Total Destruction" shall mean damage or destruction to the improvements on the <br />Premises, other than Lessee Owned Alterations and Utility Installations and Trade Fixtures, which cannot reasonably be repaired in 6 <br />