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Solely with respect to Coverage 1 F (Employee Benefits Administration Liability), each of the following is an insured: a. Each of your employees who is or was authorized to administer your employee benefits program. b. Any persons, organizations or employees having proper temporary authorization to administer your employee benefits program if you die, but only until your legal representative is appointed. 8. Your legal representative if you die, but only with respect to duties as such. That representative will have all your rights and duties under this Policy. No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations. Applicable to Coverage 3 — Professional Liability The following person(s) or entity(ies) are an insured under Coverage 3 - Professional Liability: 1. the first named insured and other named insured(s) expressly added to Item 1 of the Declarations; 2. any of your current or former directors, officers, partners, members, employees, or shareholders, as applicable, while acting within the scope of his or her duties as such, but only while rendering professional services on behalf of a named insured; and 3. the estate, heirs, executors, administrators and legal representatives of each named insured in the event of death, incapacity or bankruptcy of such insured, but only with respect to liability arising out of professional services rendered by a named insured prior to such death, incapacity or bankruptcy, and only to the extent that coverage would have been provided under Coverage 3 - Professional Liability. XXI. LIMITS OF LIABILITY AND DEDUCTIBLE Regardless of the number of claims, suits, claimants or insureds, the following limits of liability apply: Limits Applicable to Part 1 Coverages a. General Aggregate Limit and General Aggregate Cap (1) The General Aggregate Limit set forth in Item 3 of the Declarations is the most we will pay for all loss under all Part 1 Coverages except: (i) damages because of bodily injury, property damage or environmental damage included in the products -completed operations hazard, and (ii) crisis management costs that result from a crisis management event arising directly from your product. (2) Subject to subparagraph (3) below, the General Aggregate Limit applies separately to: EPACE001-0415 Page 137