FRIENDS OF SANTA ANA ZOO (FOSAZ)

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ENDORSEMENT AGREEMENT TERRORISM RISK INSURANCE PROGRAM REAUTHORIZATION ACT OF 2015 HOME OFFICE SAN FRANCISCO EFFECTIVE JULY 1, 2018 AT 12.01 A.M. ALLEFFECTIVE DATESARE TO JULY 1, 2019 AT 12.01 A.M. AT 12:01 AM PACIFIC STANDARD TIME OR THE TIME INDICATED AT PACIFIC STANDARD TIME FRIENDS OF SANTA ANA ZOO 1801 E CHESTNUT AVE SANTA ANA, CA 92701 CONTINUED. "I.NSURER DEDUCTIBLE" MEANS, FOR THE PERIOD BEGINNING ON JANUARY 1, 2015, AND ENDING ON DECEMBER 31, 2020, AN AMOUNT EQUAL TO 20% OF OUR DIRECT EARNED PREMIUMS, DURING THE IMMEDIATELY PRECEDING CALENDAR YEAR. LIMITATION OF LIABILITY REP D1, 9048876-18 RENEWAL SP 3-68-03-58 PAGE 3 OF THE ACT LIMITS OUR LIABILITY TO YOU UNDER THIS POLICY. IF AGGREGATE INSURED LOSSES EXCEED $100,000,000,000 IN A CALENDAR YEAR'AND IF WE HAVE MET OUR INSURER DEDUCTIBLE, WE ARE NOT LIABLE FOR THE PAYMENT OF ANY PORTION OF THE AMOUNT OF INSURED LOSSES THAT EXCEEDS $100,000,000,000; AND FOR AGGREGATE INSURED LOSSES UP TO $100,000,000,000, WE WILL PAY ONLY A PRO RATA SHARE OF SUCH INSURED LOSSES AS DETERMINED BY THE SECRETARY OF THE TREASURY. POLICYHOLDER DISCLOSURE NOTICE 1. INSURED LOSSES WOULD BE PARTIALLY REIMBURSED BY THE UNITED STATES GOVERNMENT. IF THE AGGREGATE INDUSTRY INSURED LOSSES EXCEED: A. $100,000,000, WITH RESPECT TO SUCH INSURED LOSSES OCCURRING IN CALENDAR YEAR 2015, THE UNITED STATES GOVERNMENT WOULD PAY 85% OF OUR INSURED LOSSES THAT EXCEED OUR INSURER DEDUCTIBLE. CONTINUED NOTHING IN THIS ENDORSEMENT CONTAINED SHALL BE HELD TO VARY, ALTER, WAIVE OR EXTEND ANY OF THE TERMS, CONDITIONS, AGREEMENTS, OR LIMITATIONS OF THIS F 'a.. POLICY OTHER THAN AS STATED. NOTHING ELSEWHERE IN THIS POLICY SHALIL1.. HELD TO VARY, ALTER, WAIVE OR LIMIT THE TERMS, CONDITIONS, AGREEMENT'e"`OR LIMITATIONS OF THIS ENDORSEMENT.ry.„'�y��. 0IzG COUNTERSIGNED AND ISSUED AT SAN FRANCISCO: JULY AUTHORIZED REPRESENT IVE SCIF FORM 10217 (REV.7-20141' 3, 2018 °e PRESIDENT AND CEO 5 2559A OLD OP 217