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EXHIBIT "G"
<br />INSURANCE REQUIREMENT'S
<br />Policies
<br />1.1 Property Insurance. At all times during the Tenn of this Lease, Tenant shall procure and maintain, at its sole expense, "All.
<br />Risk" (and at Landlord's option earthquake, earthquake sprinkler leakage and/or Rood) property insurance, in an amount not less than one hundred
<br />percent (100%) ofreplacement cost covering; (a) all Leasehold improvements (b) all Floor and wall coverings; and (c) all Tenant's Personal Property
<br />in or about the Premises and Project. The proceeds of such insurance shall be used for the repair and replacement of the property so Insured, except
<br />that if not so applied or if this Lease is terminated following a casualty, the proceeds applicable to the Leasehold improvements shall be paid to
<br />Landlord and the proceeds applicable to Tenant's Personal Property shall be paid to Tenant.
<br />1.2 Business Interruption Insurance. At all times during the Tenn of this Lease, Tenant shall procure and maintain business
<br />Interruption insurance in such amount as will reimburse Tenant for direct or indirect loss of earnings attributable to all perils insured against in
<br />Section 1.1 afthis Exhibit "G'° for a period of not less than twelve (12) months.
<br />1.3 Liabilitvinsuntnce.
<br />1.3.1 At all times during the Term of this Lease, Tenant shall procure and maintain, at its sole expense for the protection of
<br />Landlord and Tenant, commercial general liability insurance applying to the use and occupancy of the Premises and the business operated by Tenant.
<br />Such insurance shall have a minimum combined single limit of liability of at least $2,000,000 per occurrence and a general aggregate limit of at least
<br />$3,000,000, and Tenant shall provide in addition excess liability insurance on a following form basis, with overall limits of at least $5,000,000. All
<br />such policies shall be written to apply to all bodily injury (including death), property damage and personal Injury losses, shall Include blanket
<br />contractual liability, broad form property damage, independent centimeter's coverage, completed operations, products liability, cross liability and
<br />severance of interest clauses, and shall be endorsed to include Landlord and the Landlord's Additional Insureds as additional insureds.
<br />1.3.2 At all times during the Term of this Leese, Tenant shall procure and maintain, at Its sole expense for the protection of
<br />Landlord and Tenant, primary automobile liability insurance with limits of not less than $1,000,000 per occurrence covering owned, hired and non.
<br />owned vehicles used by Tenant.
<br />1.3.3 Prior to the sale, storage, use or giving away of alcoholic beverages on or from the Premises by Tenant or another
<br />person, Tenant, at its own expense, shall obtain a policy or policies of insurance issued by a responsible insurance company aid in a form acceptable
<br />to Landlord saving hamhless and protecting Landlord and the Premises against any and all damages, claims, liens, judgments, expenses and costs,
<br />including actual attorneys' fees, arising under any present or future law, statute, or ordinance of the State of California or other governmental
<br />audiority having jurisdiction of the Premises, by reason of any storage, sale, use or giving away of alcoholic beverages on or from the Premises.
<br />Such policy or policies of insurance shall have a minimum combined single limit of $3,000,000 per occurrence and shall apply to bodily injury, fatal
<br />or nonfatal; injury to means of support; and injury to property of any person. Such policy or policies of Insurance shall name the Landlord and its
<br />agents, beneficiaries, partners, employees and any Holder of any Security instrument designated by Landlord as additional insureds.
<br />1.4 Workers' Compensation: Employer's Liability Insurance,
<br />Worker's Compensation insurance. In accordance with the
<br />provisions of Section 3700 of the Labor Code, Tenant, if 'tenant has any employees, is required to be Insured against liability for worker's
<br />compensation or to undertake self-insurance. Prior to commencing the performance of the work tinder this Agreement, Tenant agrees to obtain and
<br />maintain any employer's liability insurance with limits not less than $1,000,000 per accident.
<br />2. Policy. Requirements. All insurance required to be maintained by Tenant shall be issued by insurance companies authorimd to do
<br />Insurance business in the State of California and rated not less than AiX in Best's Insurance Guide. All such insurance policies shall be written as
<br />primary policies, not excess or contributing with or secondary to any other insurance as may be available to Landlord or to the additional insureds. A
<br />certfcate of insurance (or, at Landlord's option, copies of the applicable policies) evidencing die insurance required under this Exhibit "G" shall be
<br />delivered to Landlord not less than thirty (30) days prior to the Commencement Date. No such policy shall be subject to cancellation or modification
<br />without thirty (30) days prior written notice to Landlord and to any Holder of any Security Instrument designated by Landlord and such policy shall
<br />be endorsed to provide that the insurer thereunder shall provide Landlord with written notice of any failure by Tenant to pay any premium thereunder
<br />when due and such failure continues for a period of ten (10) days alter such date. Tenant shall furnish Landlord with a replacement certificate with
<br />respect to any insurance not less than thirty (30) days prior to the expiration of the current policy. Tenant shall have the right to provide the insurance
<br />required by this Exhibit "0' pursunnt to blanket policies, but only if such blanket policies expressly provide coverage to the Premises and die
<br />Landlord as required by this Lease without regal to claims made under such policies with respect to other persons.
<br />3. Miscellaneous. Tenant shall not keep, use, sell or offer far sale in or upon die Premises any article which may be prohibited by any
<br />insurance policy periodically in force covering the Premises, the Building or the Project. if any of Landlord's insurance policies shall be emicelled or
<br />cancellation shall be threatened or the coverage thereunder reduced or threatened to be reduced in any way because of the use ortihe Premises or any
<br />pan thercor by Tenant or any assignee, subtenant, licensee or invitee of Tenant and, if Tenant fails to remedy the condition giving rise to such
<br />cnnceli» 0011, threatened cancellation. reduction of covernne, or threatened reduction orcoverage, within 48 hours after notice themor, Landlord may.
<br />at its option, either terminate this Lease or enter upon the Premises and attempt to remedy such condition, slid Ttinint shall promptly pity the cost
<br />thereof to Landlord as Addiliomd Rent. If Landlord is unable. or elects not to remedy such condition, then Landlord shall have all ordie remedies
<br />provided for in this [.ease upon the occurrence of ran Event of Dertudt. 'tenant shall not do or permit to be done any act or things upon or about the
<br />Premises or the Prgjcct, which will: (a) result in the usseniun of any defense by die Insurer to any claim under, (b) invalidate or (c) be In conflict
<br />tvith. the insurance policies or Landlord or Tenant covering the Building. the Premises or fixtures and property therein. or which would increase the
<br />rate of file insurance applicable to die Building or the Project to on amount higher than it otherwise would be; and Tenant shall neither do nor pemhit
<br />to be dune any act or thing upon or about the Premises or the Building which shall or might subject Landlord to any liability or responsibility for
<br />Injury to any person or persons or to property. 11: as a result of any net or omission by ar on die part orTenant or violation of this Lease, whether or
<br />801 WChrr Cealer Dr —Ciro 4/.9ama Aeo Lease I. Exhibit G
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