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TABLE OF CONTENTS <br />The following provisions appear within this Certificate in the following order: <br />Schedule of Benefits <br />Definitions <br />Scope of Coverage <br />Description of Hazards <br />Description of Benefits <br />Exclusions <br />Additional Exclusions <br />Limitations <br />Premium Provisions <br />General Provisions <br />Claim Provisions <br />GAC26932 <br />REVIEWED & APPROVED <br />By Risk MANAGcMENT DIVISION <br />SEPWVILREAL <br />F ANCIN <br />