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								    COMMERCIAL GENERAL LIABILITY 
<br />(2) Designing or determining content of 
<br />websites for others; or 
<br />(3) An Internet search access, content or 
<br />service provider. 
<br />Novvever, this exclusion does not apply to 
<br />Paragraphs a.(1). (2) and (3) of the definition of 
<br />"personal injury". 
<br />For the purposes of this exclusion: 
<br />(1) Creating and producing correspondence 
<br />written in the conduct of your business' 
<br />bulletins, financial or annual reports, or 
<br />newsletters about your goods, products or 
<br />services will not be considered the 
<br />business ofpublishing; and 
<br />(2) The placing of frames, borders or links, or 
<br />advertising, for you or others anywhere on 
<br />the Internet will not, by itself, be considered 
<br />the business of advertising. "broadcasting" 
<br />or publishing. 
<br />k. EUectromimChatr»omns OrBulletin Boards 
<br />"Personal and advertising injury" arising out of 
<br />an electronic chatronm or bulletin board the 
<br />insured hosts or owns, or over which the 
<br />insured exercises control. 
<br />U' Unauthorized Use Of Ammthar's Name Or 
<br />Product 
<br />"Personal and advertising injury" arising out of 
<br />the unauthorized use of another's name or 
<br />product in your e-mail address, domain name or 
<br />mnetetag, or any other similar tactics to mislead 
<br />another'spotential customers. 
<br />"Personal and advertising injury" arising out of 
<br />the actua, alleged or threatened discharge, 
<br />dispensa|, seepaQa, rnigradmn, release or 
<br />escape of''poUutants''atany time. 
<br />Any loss, cost orexpense arising out ofany: 
<br />(1) Request, demand, order or statutory or 
<br />regulatory requirement that any insured or 
<br />others test for, monitor, dean up, nemVve, 
<br />conbain, tnesd' detoxify or neutna|ize, or in 
<br />any way respond to, mrassess the effects 
<br />of, "poUutants";or 
<br />(2) Claim or sub by or on behalf of any 
<br />governmental authority or any other person 
<br />or organization because of testing for, 
<br />monitoring, cleaning up, namoving, 
<br />conbaining, tnesding, detoxifying or 
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<br />neutralizing' or in any way responding 0o,mr 
<br />assessing the effects of, "pollutants". 
<br />o. War 
<br />"Personal and advertising injury" arising out of: 
<br />(1) War, including undeclared or civil war; 
<br />(2) Warlike action byamilitary force, including 
<br />action in hindering or defending against an 
<br />actual or expected atback, by any 
<br />government, sovereign or other authority 
<br />using military personnel orother agents; or 
<br />(3) |nsurnection, nabe||ion, revn|ubnn, usurped 
<br />power, or action taken by governmental 
<br />authority in hindering or defending against 
<br />any ofthese. 
<br />"Personal and advertising injury" arising out of 
<br />any actual or alleged violation of any law that 
<br />restricts or prohibits the sending, transmitting 
<br />ordistributing of"unsolicited cVrnmunicadon". 
<br />q. Access Or Disclosure Of ConfidenitaU Or 
<br />Personal Information 
<br />"Personal and advertising injury" arising out of 
<br />any access to or disclosure of any person's or 
<br />orQanizadon's confidential or personal 
<br />information. 
<br />r. Asbestos 
<br />(1) "Personal and advertising injury" arising out 
<br />of the actual or alleged presence or actua, 
<br />alleged nrthreatened dispersal of asbestos' 
<br />asbestos fibers or products containing 
<br />asbeshns, provided that the "personal and 
<br />advertising injury" is caused or contributed 
<br />tmbythe hazardous properties ofasbestos. 
<br />(2) "Personal and advertising injury" ahsingout 
<br />of the actual or alleged presence or actual, 
<br />alleged orthreatened dispersal ofany solid, 
<br />|iquid, gaseous or thermal irritant or 
<br />contaminant including smoke' vapmrs, 
<br />snot, fumes, adds, a|ka|is, chemicals and 
<br />waste, and that are part of any claim or 
<br />"suit" which also alleges any "personal and 
<br />advertising injury" described in Paragraph 
<br />(1) above. 
<br />(3) Any loss, cost or expense arising out of 
<br />(a) Bequest demand, order orstatutory or 
<br />regulatory requirement that any insured 
<br />or others test for, monitor, clean up, 
<br />remove. coni - 
<br />@umrThe Travelers Indemnity Company. All rights reserved. 
<br />Includes copyrighted material nfInsurance Services Office, Inc. with its permission. 
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