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Various provisions in this policy restrict coverage. Read <br />the entire policy carefully to determine rights, duties and <br />what is, and is not covered. <br />The 'word "insured" means any person or organization <br />qualifying as such under Section 11 - Who Is An <br />Insured, <br />Other words and phrases that appear in quotation <br />marks have special meaning, Refer to Section, V - <br />Definitions. <br />C�&T,;ERAGE A - BODILY INJURY AND PROPERTY <br />DAMAGE LIABILITY <br />1, Insuring Agreement <br />a. We will pay those sums that the insured <br />becomes legally obligated to pay as damages <br />because oodily injury" or "property damage" <br />to which this insurance applies, We will have <br />the right and duty to defend the insured against <br />any "suit" seeking those damages, However, <br />we will have no duty to defend the insured <br />against any "surt" seeking damages for "bodily <br />injury"' or property damage" to which this <br />insurance does not apply. We may, at our <br />discretion, investigate any "occurrence"' and <br />settle any claim or "suit" that may result. But: <br />amount we will pay for damages is <br />firnited as described in Section III � t..imits <br />Of Insurance; and <br />(2) Our right and duty to defend end when we <br />have used up the applicable limit of <br />insurance in the payment of judgments or <br />settlements under Coverages A or B or <br />medical expenses under Coverage C. <br />No other obligation or liability to pay sums or <br />perform acts or services is covered unless <br />explicitly provided for under Supplementary <br />Payments. <br />b. This insurance applies to "bodily injury" and <br />"property damage" only <br />(1) The "bodfly injury" or "property damage" is <br />caused by an "occurrence" that takes place: <br />in the "coao <br />(2) The "bodfly injury" or "property damage" <br />occurs during the policy period-, and <br />(3) Prior to the policy period, no insured listed <br />under Paragraph 1. of Section 111 - Who Is <br />An Insured and no "employee" authorized <br />by you to give or receive notice of an <br />"occurrence"' or claim knew that the "boddy <br />injury" or "property damage" had occurred, <br />in whole or in part. if such a fisted insured <br />or authorlzed "employee" knew, prior to the: <br />poficy period, that the "'bodily injury" or <br />"property damage" occurred, then any <br />continuation, change or resumption of such <br />"bodily injury" or "'property damage" during <br />or after the policy period wili be deemed! to <br />have been known prior to the policy period�. <br />c. "Bodily injury" or "property damagle" whiich <br />occurs during the policy period and was not, <br />prior to the policy period, known to have <br />occurred by any insured listed under Paragraph <br />1. of Section II - Who Is An Insured or any <br />"employee" authorized by you to give or receive <br />notice of an "oor claim, includes any <br />continuation, change or resiumpti on of that <br />"bodily injury" or "property damage" after the <br />end opolicy period. <br />1. "Bodily injury" or "property damage" will be <br />deemed to have been known to have occurred <br />,at the earliest time when any insured listed <br />under Paragraph 1. of Section It - Who Is An <br />Insured or any "emp,lo�yee" authorized by you to <br />give or receive notice of an "occurrence" or <br />claim: <br />(1) Reports all, or any part, of the "bodily <br />injury" or "'property, damage" to us or any <br />other insurer; <br />(2) Receives a written or verbia!l demand or <br />cWmi for damages because of the "bodily <br />injury" or "property darn.tea e"� or <br />(3) Becomes, aware by any other means thal <br />"bodily injury" or "property damage" has <br />occurred or has begun to occur. <br />CG T1 0,0 02 19 (0 2017 The Travelers Indemnity company. All h9hts reserved, <br />Includes copyrighted material of insurance Services Office, Inc with its permissiGn <br />Risk Muagmerd Division <br />RE\AE\KtED&APPROVED 8Y.- <br />WIMP <br />Risk Management Specialist <br />