NATIONAL DATA AND SURVEYING SERVICES, INC.

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13. Personal Effects Coverage Paragraph A. Coverage under SECTION III — PHYSICAL DAMAGE COVERAGE is amended to add the following coverage: Personal Effects Coverage 1. We will pay for "loss" to personal property or effects which are owned by an insured and In or on your covered "auto" at the time of "loss" in the event of a total theft of that covered "auto." 2. Subject to Paragraph C. Limit Of Insurance under SECTION III - PHYSICAL DAMAGE COVERAGE, we will pay up to $500 for "loss" of personal property or effects in any one "accident' involving total theft of a covered "auto". This insurance will not apply if, at the time of "loss", the covered "auto' is unattended, unless the 'loss' is the result of forced entry into the covered "auto" while all doors, windows or other openings are closed and locked and there is evidence of forced entry. Under this extension, we will not pay for "loss" to the following: accounts, bills, currency, deeds, evidences of debt, money, notes or securities; electronic equipment or tapes, records, discs or other similar audio, visual or data electronic devices designed for use with audio, visual or data electronic equipment; jewelry, watches, necklaces, bracelets, gems, gold, platinum, silver, furs; animals, birds, or fish or any motorized vehicle. This coverage will be excess over any other collectable insurance. No deductible applies to this coverage. 14. Audio, Visual, And Data Electronic Equipment The sub -limit in Paragraph C.2, of the Limit of Insurance Provision of SECTION III - PHYSICAL. DAMAGE COVERAGE is increased to $1,500. 15. Loan/Lease Payoff Coverage The following is added to Limit of Insurance of SECTION III - PHYSICAL DAMAGE COVERAGE: In the event of a total 'loss' to a covered "auto' shown in the schedule or declarations for which Collision and Comprehensive Coverage apply, we will pay any unpaid amount due on the lease or loan for that covered "auto," less; 1. The amount paid under the Physical Damage Coverage Section of the policy, and 2. Any; a. Overdue lease/loan payments at the time of the 'loss' b. Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage: c. Security deposits not returned by the lessor; d. Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability Insurance purchased with the loan or lease; and e. Carry-over balances from previous loans or leases. This coverage is limited to a maximum of $1,500 for each covered "auto'. FM 114,0.1378 11 11 Page 6 of 10 Includes copyrighted material of Insurance Service Office, Inc, with its permission.