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Vitro <br />HISCOX <br />Policy Number; <br />Named Insured: <br />Endorsement Number: <br />Endorsement Effective: <br />Hiscox Insurance Company Inc, <br />UDC-1367518-CGL-19 <br />5teiman Enterprises, LLC <br />8 <br />July 24, 2010 <br />COMMON POLICY CONDITIONS <br />All Coverage Parts included In this policy are subject to the following conditions. <br />A. Cancellation D. Inspections And Surveys <br />1. The first Named Insured shown in the Declara- <br />tions may cancel this policy by mailing or deli- <br />vering to us advance written notice of cancella- <br />tion. <br />2. We may cancel this policy by mailing or deliver- <br />ing to the first Named Insured written notice of <br />cancellation at least: <br />a. 10 days before the effective date of cancel- <br />lation if we cancel for nonpayment of pre- <br />mium; or <br />b. 30 days before the effective date of cancel- <br />lation if we cancel for any other reason. <br />3. We will mail or deliver our notice to the first <br />Named Insured's last malting address known to <br />US. <br />4. Notice of cancellation will state the effective <br />date of cancellation. The policy period will end <br />on that date. <br />6. If this policy Is cancelled, we will send the first <br />Named Insured any premium refund due. If we <br />cancel, the refund will be pro rate. If the first <br />Named Insured cancels, the refund may be <br />less than pro rate. The cancellation will be ef- <br />fective even if we have not made or offered a <br />refund. <br />6. If notice is mailed, proof of mailing will be suffi- <br />cient proof of notice. <br />B. Changes <br />This policy contains all the agreements between <br />you and us concerning the Insurance afforded. <br />The first Named Insured shown in the Declarations <br />is authorized to make changes in the terms of this <br />policy with our consent. This policy's terms can be <br />amended or waived only by endorsement issued <br />by us and made a part of this policy. <br />C. Examination Of Your Books And Records <br />We may examine and audit your books and <br />records as they relate to this policy at any time dur- <br />ing the policy period and up to three years after- <br />ward. <br />1. We have the right to: <br />a. Make inspections and surveys at any time; <br />b. Give you reports on the conditions we find; <br />and <br />c. Recommend changes. <br />2. We are not obligated to make any inspections, <br />surveys, reports or recommendations and any <br />such actions we do undertake relate only to in- <br />surability and the premiums to be charged. We <br />do not make safety inspections. We do not un- <br />dertake to perform the duty of any person or <br />organization to provide for the health or safety <br />of workers or the public. And we do not warrant <br />that conditions: <br />a. Are safe or healthful; or <br />b. Comply with laws, regulations, codes or <br />standards. <br />3. Paragraphs 1. and 2. of this condition apply not <br />only to us, but also to any rating, advisory, rate <br />service or similar organization which makes in- <br />surance inspections, surveys, reports or rec- <br />ommendations. <br />4. Paragraph 2, of this condition does not apply to <br />any inspections, surveys, reports or recom- <br />mendations we may make relative to certifica- <br />tion, under state or municipal statutes, ordin- <br />ances or regulations, of boilers, pressure ves- <br />sels or elevators. <br />E. Premiums <br />The first Named Insured shown in the Declara- <br />tions: <br />1. Is responsible for the payment of all premiums; <br />and <br />2. Will be the payee for any return premiums we <br />& APPROVED <br />�GEMENr DivisioN <br />202019 <br />IL 00 17 1198 Copyright, Insurance ServiCr?"C�Ii� ^19�d - -- Page 1 of 2 <br />A ARIA AIAY'I Y-Y1Y <br />