SUPERIOR PROPERTY SERVICES, INC. (3)

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H. PREJUDGMENT INTEREST COVERAGE The fallowing paragraph is added to SECTION II — COVERED AUTOS LIABILITY COVERAGE, 2. Coverage Extensions, a. Supplementary Payments: (7) Prejudgment interest awarded against the "insured" an that part of the judgment we pay. If we make an offer to pay the appli- cable limit of insurance, we will not pay any prejudgment interest based an that period of time after the offer. I. FELLOW EMPLOYEE — OFFICERS, MANAGERS, AND SUPERVISORS The Fellow Employee Exclusion in SECTION II — COVERED AUTOS LIABILITY COVERAGE is replaced as follows; A. "Bodily injury" to any fellow "employee" of the "insured" arising out of and in the course of the fellow "employee's" employment or while performing duties related to the con- duct of your business. This exclusion does not apply to an "insured" who occupies a position as an officer, manager, or supervi- sor. J. HIRED AUTO PHYSICAL DAMAGE If covered "auto" designation symbols 1 or 8 ap- ply to Liability Coverage and if at least one "au- to" you awn is covered by this policy for Com- prehensive, Specified Causes of Lass, or Colli- sion coverages, then the Physical Damage coverages provided are extended to "autos" you lease, hire, rent or barrow without a driver; and provisions in the Business Auto Coverage Farm applicable to Hired Auto Physical Damage apply up to a limit of $100,000. The deductible will be equal to the largest deductible applicable to any awned "auto" for that coverage. Any Compre- hensive deductible does not apply to fire or lightning. K. TEMPORARY SUBSTITUTE AUTOS — PHYSICAL DAMAGE COVERAGE The fallowing is added to paragraph C. Certain Trailers, Mobile Equipment And Temporary Substitute Autos of SECTION I - COVERED AUTOS: If Physical Damage Coverage is provided by this Coverage Farm, the fallowing types of vehicles are also covered "autos" for Physi- cal Damage Coverage: Any "auto" you do not awn while used with the permission of its owner as a temporary COMMERCIAL AUTO AC 70 05 03 16 substitute for a covered "auto" you awn that is out of service because of its: a. Breakdown; b. Repair; c. Servicing; d. "Lass"; or e. Destruction The coverage that applies is the same as the coverage provided for the vehicle being replaced. L. EXPANDED TOWING COVERAGE 1. We will pay up to: a. $100 for a covered "auto" you awn of the private passenger type, or b. $500 for a covered "auto" you awn that is not of the private passenger type, for towing and labor casts incurred each time the covered "auto" is disabled. Howev- er, the labor must be performed at the place of disablement. 2. This coverage applies only for an "auto" covered an this policy for Comprehensive or Specified Causes of Lass Coverage and Collision Coverages. 3. Payment applies in addition to the otherwise applicable amount of each coverage you have an a covered "auto". M. AUTO LOAN OR LEASE COVERAGE 1. In the event of a total "lass" to a covered "auto", we will pay any unpaid amount due an the loan or lease, including up to a max- imum of $500 for early termination fees or penalties, for your covered "auto" less: a. The amount paid under SECTION III — PHYSICAL DAMAGE COVERAGE of this policy; and b. Any: 1) Overdue lease/loan payments at the time of the "lass"; 2) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage; 3) Security deposits not refunded by a lessor; 4) Casts of extended warranties, Credit Life insurance, Health, Accident, or Disability insurance purchased with the lease; and AC 70 05 03 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission Rime Management DMsian REVIEWED&APPROVED BY: '� Risk Management Analyst