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that such other type of lender has total assets of at least $2,000,000 and capital/statutory surplus <br />or shareholder's equity of at least $500,000,000 (or a substantially similar financial capacity if the <br />foregoing tests are not applicable to such type of lender); or (c) a local, state or federal <br />governmental entity, including but not limited to HCD, which provides predevelopment, <br />acquisition, construction and/or permanent financing for Tenant's acquisition and development of <br />the Property. <br />1.1.25. "Lessor's Interest" shall mean all of the Agency's interests in the real <br />property, the Premises, this Lease and the existing and reversionary interest in the real property, <br />Premises, as well as the Improvements upon the expiration of the Term or earlier termination <br />thereof. <br />1.1.26. "Lessor Parties" shall mean, collectively and individually, the Agency and <br />its respective Affiliates, governing boards, agents, employees, members, officers, directors and <br />attorneys. <br />1.1.27. "Median Income for the Area" means the median income for the Orange <br />County, California PMSA as most recently determined by HUD. Also may be referred to <br />interchangeably in the Inclusionary Grant Documents as "Area Median Income" or "AMP'. <br />1.1.28. "New Lease" is defined in Section 15.7.1. <br />1.1.29. "Person" shall include firms, associations, partnerships, joint ventures, <br />trusts, corporations and other legal entities, including public or governmental bodies, agencies or <br />instrumentalities, as well as natural persons. <br />1.1.30. "Premises" shall mean the Vance Street Parcel, and as more particularly <br />described in the Legal Description attached to this Lease as Exhibit "A" and incorporated herein <br />by reference certain real property containing approximately 8,843 square feet of undeveloped land <br />in the City, together with all easements, rights and privileges appurtenant thereto, to be leased to <br />Tenant pursuant to this Lease and on which Developer intends to construct the Improvements. The <br />legal description of the Premises is attached hereto as Exhibit A. A rendering showing the <br />approximate boundaries of the Premises is attached hereto as Exhibit A-1. <br />1.1.31. "Project" shall mean the Initial Improvements, and all related <br />appurtenances, to be constructed by Developer on the Premises pursuant to the Inclusionary Grant <br />Agreement as described in Exhibit A thereof. <br />1.1.32. `Rent" shall mean and includes the Ninety -Nine Dollars of prepaid rent <br />under this Lease and any additional sums payable to Habitat for the maintenance reserve fund. <br />1.1.33. "Risk Manager" shall mean the Risk Manager for the City, or designee, or <br />upon written notice to Tenant, such other person as may be designated by the City Council. <br />1.1.34. "Term" is defined in Section 2.2. <br />Page15 <br />80A-72 <br />