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4. Under Section IV - Commercial General Liability Conditions, the insurance afforded by this provision is
<br />excess over any other valid and collectible property insurance (including any deductible) available to the
<br />insured whether such insurance is primary, excess, contingent or on any other basis. Any payments by us
<br />will follow the Other Insurance - Excess Insurance provisions.
<br />J. GOOD SAMARITAN SERVICES
<br />1. Under Section II - Who Is Insured, paragraph 2., item d., the following is added:
<br />This exclusion does not apply to your employees or volunteer workers, other than an employed or
<br />volunteer physician, rendering "Good Samaritan services".
<br />2. Under Section V - Definitions, the following definition is added:
<br />"Good Samaritan services" means any emergency medical services for which no compensation is
<br />demanded or received.
<br />K. DUTIES IN THE EVENT OF OCCURRENCE, OFFENSE, CLAIM OR SUIT
<br />Under Section IV - Commercial General Liability Conditions, paragraph 2., Duties In The Event Of
<br />Occurrence, Claim or Suit is amended to include the following:
<br />1. The requirements that you must:
<br />a. Notify us of an 'occurrence" offense, claim or "suit"; and
<br />b. Send us documents concerning a claim or "suit"' apply only when such accident claim, "suit"' or loss is
<br />known to:
<br />(1) You, if you are an individual;
<br />(2) A partner, if you are a partnership;
<br />(3) An executive officer of the corporation or insurance manager, if you are a corporation; or
<br />(4) A manager, if you are a limited liability company.
<br />2. The requirement that you must notify us as soon as practicable of an 'occurrence' or an offense that may
<br />result in a claim does not apply if you report an 'occurrence' to your workers compensation insurer which
<br />later develops into a liability claim for which coverage is provided by this policy. However, as soon as you
<br />have definite knowledge that the particular "occurrence" is a liability claim rather than a workers'
<br />compensation claim, you must comply with the Duties In The Event Of Occurrence, Offense, Claim Or Suit
<br />Condition.
<br />L. EXPECTED OR INTENDED INJURY OR DAMAGE (PROPERTY DAMAGE)
<br />Under Section I - Coverages, Coverage A, Bodily Injury And Property Damage Liability, paragraph 2.,
<br />Exclusions, item a., Expected Or Intended Injury, is deleted and replaced by the following:
<br />a. Expected or Intended Injury
<br />"Bodily injury" or "property damage' expected or intended from the standpoint of the insured.
<br />This exclusion does not apply to "bodily injury' or "property damage' resulting from the use of reasonable
<br />force to protect persons or property.
<br />M. MEDICAL PAYMENTS
<br />1. Under Section I - Coverages, Coverage C, Medical Payments, paragraph 1., Insuring Agreement, the
<br />requirement that expenses are incurred and reported to us within one year of the date of the accident is
<br />changed to three years.
<br />2. The Medical Expense Limit is $15,000 per person or the amount shown in the Declarations as the Medical
<br />Expense Limit, whichever is greater.
<br />3. This provision M. does not apply if Coverage C, Medical Payments, is otherwise excluded either by the
<br />provisions of the Coverage Form or by endorsement.
<br />N. NON -OWNED AIRCRAFT
<br />1. Under Section I -Coverages, Coverage A, Bodily Injury and Property Damage Liability, item 2.,
<br />Exclusions, item g., Aircraft, Auto Or Watercraft, does not apply to an aircraft that is:
<br />a. Hired, chartered or loaned with a paid crew; and
<br />b. Not owned by any insured.
<br />2. The insurance afforded by this provision N. is excess over any other valid and collectible insurance
<br />(including any deductible or Self Insured Retention) available to the insured, whether such insurance is
<br />primary, excess, contingent or on any other basis. Any payments by us will follow the Other Insurance -
<br />Excess Insurance provisions in the Commercial General Liability Conditions.
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