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For manufacturing risks, Net <br />Income includes the net sales <br />value of production. <br />(2) Extended Business Income <br />If no Business Income Coverage is <br />provided under this Coverage <br />Form, then there is no Extended <br />Business Income Coverage <br />afforded under this Coverage Form. <br />(a) Extended Business Income - <br />Other Than Rental Value <br />If the necessary "suspension" <br />of your "operations" produces a <br />Business Income loss payable <br />under this Coverage Form, we <br />will pay for the actual loss of <br />Business Income you incur <br />during the period that: <br />(i) Begins on the date property <br />(except "finished stock") is <br />actually repaired, rebuilt or <br />replaced (to the extent <br />necessary to resume <br />"operations") and <br />"operations" are resumed; <br />and <br />(ii) Ends on the earlier of: <br />1) The date you could <br />restore your <br />"operations", with <br />reasonable speed, to <br />the level which would <br />generate the Business <br />Income amount that <br />would have existed if no <br />direct physical loss or <br />damage had occurred; <br />or <br />2) The number of <br />consecutive days shown <br />in the Additional <br />Property Coverage <br />Schedule for Extended <br />Business Income after <br />the date determined in <br />(a) Extended Business <br />Income - Other Than <br />Rental Value, paragraph <br />(i) above. <br />However, Extended Business <br />Income does not apply to loss <br />of Business Income incurred as <br />a result of unfavorable business <br />conditions caused by the <br />impact of the Covered Cause of <br />Loss in the area where the <br />described premises are <br />located. <br />Loss of Business Income must <br />be caused by direct physical <br />Hanover <br />Insurance Group- <br />ODF D785344 5701644 <br />loss or damage at the described <br />premises caused by or resulting <br />from any Covered Cause of <br />Loss. <br />(b) Extended Business Income - <br />Rental Value <br />If the necessary "suspension" of <br />your "operations" produces a <br />"rental value" loss payable <br />under this Coverage Form, we <br />will pay for the actual loss of <br />"rental value" you incur during <br />the period that: <br />(i) Begins the date property is <br />actually repaired, rebuilt or <br />replaced and tenantability is <br />restored; and <br />Ends the earlier of: <br />1) The date you could <br />restore tenant <br />occupancy, with <br />reasonable speed, to <br />the level which would <br />generate the "rental <br />value" that would have <br />existed if no direct <br />physical loss or damage <br />had occurred; or <br />2) The number of <br />consecutive days shown <br />in the Additional <br />Property Coverage <br />Schedule for Extended <br />Business Income after <br />the date determined in <br />(b) Extended Business <br />Income - Rental Value, <br />paragraph (i) above. <br />However, Extended Business <br />Income does not apply to loss of <br />"rental value" incurred as a <br />result of unfavorable business <br />conditions caused by the impact <br />of the Covered Cause of Loss in <br />the area where the described <br />premises are located. <br />Loss of "rental value" must be <br />caused by direct physical loss <br />or damage at the described <br />premises caused by or resulting <br />from any Covered Cause of <br />Loss. <br />(iii) We will reduce the amount <br />of your: <br />Business Income loss, <br />other than Extra Expense, <br />to the extent you can <br />resume your "operations", <br />in whole or in part, by using <br />damaa <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permi <br />cF Risk Mwag merd]) isian <br />1'x REVIEWED & APPROVED SY.- <br />V"° <br />--� RFA Pjanagement Analyst <br />