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Hanover Insurance Group- ODF D785344 5701644 described premises if the discharge, first action of civil authority that dispersal, seepage, migration, release prohibits access to the described or escape of the "pollutants" is caused premises and will apply for a by or results from a Covered Cause of period of up to four consecutive Loss that occurs during the policy weeks from the date on which such period. The expenses will be paid only coverage began. if they are reported to us in writing within 180 days of the date on which Civil Authority Coverage for Extra the Covered Cause of Loss occurs. Expense will begin immediately after the time of the first action of This Additional Coverage does not civil authority that prohibits access apply to costs to test for, monitor or to the described premises and will assess the existence, concentration or end: effects of "pollutants". But we will pay (a) Four consecutive weeks after for testing which is performed in the date of that action; or the course of extracting the "pollutants" from the land or water. (b) When your Civil Authority The most we will pay for each location Coverage for Business Income ends; under this Additional Coverage is $25,000 for the sum of all such whichever is later. expenses arising out of Covered (3) The definitions of Business Income Causes of Loss occurring during each and Extra Expense contained in separate 12 month period of this policy. SECTION I - PROPERTY, A. Civil Authority Coverage, 5. Additional Coverages, When Business Income Coverage is f. Business Income; and g. Extra Expense also apply to this provided under this Coverage Form: Additional Coverage. (1) When a Covered Cause of Loss j. Money Orders and Counterfeit Money causes damage to property other than property at the described (1) We will pay for loss resulting premises, we will pay for the actual directly from your having accepted loss of Business Income you in good faith, in exchange for sustain and necessary Extra merchandise, "money" or services: Expense caused by action of civil (a) Money orders issued by any authority that prohibits access to post office, express company or the described premises due to "financial institution" that are direct physical loss or damage to not paid upon presentation; or property within one mile of the described premises, provided that (b) "Counterfeit money" that is both of the following apply: acquired during the regular course of business. (a) Access to the area immediately surrounding the damaged (2) Under this Additional Coverage, all property is prohibited by civil loss: authority as a result of the (a) Caused by one or more damage, and the described persons; or premises are within that area but are not more than one mile (b) Involving a single act or series from the damaged property; of related acts; (b) The action of civil authority is is considered one occurrence. taken in response to dangerous (3) The most we will pay for any loss physical conditions resulting under this Additional Coverage is from the damage or $5,000. continuation of the Covered k. Forgery or Alteration Cause of Loss that caused the damage, or the action is taken (1) We will pay for loss resulting to enable a civil authority to directly from forgery or alteration of have unimpeded access to the any: damaged property. (a) Check, draft, promissory note, (2) Civil Authority Coverage for bill of exchange or similar Business Income will begin 72 written promises of payment in hours after the time of the money that you or your agent has issued, or that was issued RideMmaganedDiAsian REVIEWED & APPROvm SY: 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission ' ., , ° , `� --� Rusk Pjanagement Analyst