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Hanover Insurance Group- ODF D785344 5701644 as described in the Extra Expense (7) The following in SECTION I - Additional Coverage. PROPERTY, B. Exclusions, paragraph (3) In the event of a loss of or damage 1. do not apply to this Additional to "Computer equipment" by a Coverage: Covered Cause of Loss, we will pay (a) b. Earth Movement; and your costs to modify or replace "hardware" "software" (b) g. Water. undamaged or when it: (8) Special Computer Equipment (a) Was dependent on the damaged Exclusions "hardware" or "software" prior to We will not pay for loss or damage to the covered loss; and portable electronic devices when (b) not compatible with the caused by, resulting from, or arising out of "theft" or unexplained loss hardware or software that is "hardware" when the property is checked replacing the property that was baggage with a carrier for transit. involved in the covered loss. Portable electronic devices includes We will only pay for your costs to laptops, tablets, e-readers, modify or replace undamaged smartphones or other lightweight, "hardware" or "software" at a hand-held or wearable devices premises described in the capable of storing, retrieving and Declarations. processing data. The most we will pay for your costs s. Money and Securities covered in any one occurrence is $10,000. (1) We will pay for loss of "money" and "securities": (4) We will not pay for any loss of or (a) Inside a building at the described damage to the following property: premises or "financial institution" (a) Property you rent, loan or lease resulting directly from "theft" to others while it is away from committed by a person present the described premises; inside a building at the described (b) Property you hold for sale, premises or "financial institution"; distribute or manufacture except (b) Inside a building at the described as provided in SECTION I - premises or "financial institution" PROPERTY, A. Coverage, 1. resulting directly from Covered Property, paragraph b.; disappearance or destruction; or or (c) Outside of a building at or away (c) "Software" that cannot be from the described premises in duplicated or replaced with the care and custody of a similar property of equal quality "messenger" or an armored and/or substantially similar motor vehicle company resulting functionality. directly from "theft", (5) If we provide Building coverage only, disappearance or destruction. we will only pay for loss to (2) For the purposes of this Additional "computer equipment" that service Coverage, all loss: building operations at the described (a) Caused by one or more persons; premises and are located at the or described premises. (6) The most we will pay for any loss or (b) Involving a single act or series of related acts; damage to property described in paragraphs (1) and (2) above, is is considered one occurrence. $35,000 unless a higher Limit of (3) You must keep records of all "money" Insurance is shown in the Additional and "securities" so we can verify the Property Coverage Schedule for amount of any one loss or damage. Computer Equipment. The most we will pay for Extra Expense is $5,000 (4) The amount payable under this unless a higher Limit of Insurance is Additional Coverage is additional g shown in the Additional Property insurance. Coverage Schedule for Extra Expense. 391-1003 08 16 µ ILLi3RMwag'�.Ih12Yl�DiAsIOR Includes copyrighted material of Insurance Services Office, Inc., with its permissi 40 F,oq REVIEWED & APPROVED BY.- �,.. --� Risk Pjanagement Analyst