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Hanover <br />Insurance Group- <br />ODF D785344 5701644 <br />necessary Extra Expense you <br />(d) Hazardous Substances <br />incur is $50,000. <br />We will pay for the additional cost <br />(b) Expediting Expenses <br />to repair or replace Covered <br />With respect to your damaged <br />Property because of a <br />"hazardous <br />Covered Property, we will pay, up <br />contamination by a <br />to $50,000, the reasonable extra <br />substance". <br />cost to: <br />This includes the additional costs to <br />(i) Make temporary repairs; and <br />clean up or dispose of such <br />property. This does not include <br />(ii) Expedite permanent repairs or <br />contamination of "perishable goods" <br />permanent replacement. <br />by refrigerant, including but not <br />(c) Fungi, Wet Rot, or Dry Rot <br />limited to ammonia, which is <br />(i) We will pay the additional cost <br />addressed in (g) Spoilage below. <br />Additional costs mean those beyond <br />to repair or replace Covered <br />what would have been payable had <br />Property because of <br />no "hazardous substance" been <br />contamination by "fungi", wet <br />involved. The most we will pay for <br />rot or dry rot. This includes <br />loss, damage or expense under this <br />the additional costs to clean <br />up or dispose of such <br />coverage, including actual loss of <br />property. This does not <br />Business Income you sustain, and <br />necessary Extra Expense you incur <br />include spoilage of personal <br />is $50,000. <br />property that is perishable <br />goods" to the extent that such <br />(e) Personal Property Off Premises <br />spoilage is covered under <br />Equipment Breakdown <br />Spoilage coverage. <br />(i) Any direct physical damage for <br />(ii) As used in this coverage, <br />personal property off premises <br />additional costs mean those <br />provided under Coverage <br />beyond what would have been <br />Extension b. Personal Property <br />payable under this Equipment <br />Off Premises, also applies to the <br />Breakdown Coverage had no <br />direct result of an "accident" or <br />"fungi", wet rot or dry rot <br />"electronic circuitry <br />been involved. <br />impairment". <br />(iii) We will also pay the cost of <br />(ii) We will also pay for your <br />testing performed after repair <br />reasonable and necessary cost <br />or replacement of the <br />to research, replace and restore <br />damaged Covered Property is <br />lost "electronic data" contained <br />completed only to the extent <br />within "covered equipment" <br />that there is reason to believe <br />when due to covered loss or <br />there is the presence of <br />damage as described in (i) <br />"fungi", wet rot or dry rot. <br />above. This amount may not <br />(iv) This coverage does not apply <br />exceed the limit applicable to <br />Data Restoration coverage. <br />to lawns, trees, shrubs or <br />plants which are part of a <br />(iii) The most we will pay for loss, <br />vegetated roof. <br />damage or expense under this <br />(v) The most we will pay in any <br />"one <br />coverage, including actual loss <br />of Business Income you sustain <br />equipment breakdown" <br />for loss, damage or expense <br />and necessary Extra Expense <br />under this coverage, including <br />you incur and Data Restoration <br />as described in (ii) above is <br />actual loss of Business <br />$50'000. <br />Income you sustain and <br />necessary Extra Expense you <br />(f) Public Relations <br />incur, if shown as covered, is <br />$15,000 even if the "fungi", wet <br />rot or dry rot continues to be <br />present or active or recurs in <br />a later policy period. <br />µ ILLi3RMmag'ah12YdDiAsiun <br />`_ REVIEWED & APPROVED BY. <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permiss }� <br />�,.. <br />--� Risk Pjanagement Analyst <br />