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"fine arts" will be temporarily on <br />display or exhibit. <br />(2) The following of SECTION I - <br />PROPERTY, B. Exclusions, <br />paragraph 1. do not apply to this <br />Additional Coverage: <br />(a) b. Earth Movement; and <br />(b) g. Water <br />(3) The most we will pay for any loss <br />under this Additional Coverage is <br />$10,000 per occurrence <br />regardless of the number of <br />locations or buildings involved. <br />(4) Special Fine Arts Exclusion <br />We will not pay for any loss <br />caused by or resulting from: <br />(a) Breakage of statuary, <br />glassware, bric-a-brac, <br />marble, porcelain and similar <br />fragile property. But we will <br />pay if the loss or damage is <br />caused directly by a "specified <br />cause of loss", earthquake or <br />"flood"; and <br />(b) Any repairing, restoration or <br />retouching of the "fine arts". <br />y. Sales Representative Samples <br />(1) We will pay for direct physical <br />loss or damage by a Covered <br />Cause of Loss to samples of your <br />"stock" in trade (including <br />containers) while: <br />(a) In the custody of your sales <br />representative, agent or any <br />"employee" who travels with <br />sales samples; <br />(b) In your custody while acting <br />as a sales representative; or <br />(c) "In transit" between the <br />described premises and your <br />sales representatives. <br />(2) The following of SECTION I - <br />PROPERTY, B. Exclusions, <br />paragraph 1. do not apply to this <br />Additional Coverage: <br />(a) b. Earth Movement; and <br />(b) g. Water <br />(3) The most we will pay for any loss <br />or damage under this Additional <br />Coverage is $5,000 unless a <br />higher Limit of Insurance is <br />shown in the Additional Property <br />Coverage Schedule. <br />(4) We will not pay for loss to the <br />following property: <br />Hanover <br />Insurance Group- <br />ODF D785344 5701644 <br />(a) Property which has been sold; <br />(b) Jewelry, precious or semiprecious <br />stones, gold, silver, platinum or <br />other precious metals or alloys; <br />(c) Fur, fur garments or garments <br />trimmed with fur; or <br />(d) Any property while waterborne. <br />Leasehold Interest (Tenants Only) <br />(1) If your lease is cancelled due to direct <br />physical damage to property at the <br />described premises caused by or <br />resulting from a Covered Cause of <br />Loss, we will pay the net loss you <br />sustain due to increased rent under a <br />replacement lease. <br />(2) The most we will pay for loss because <br />of the cancellation of any lease or <br />leases due to the same covered <br />cause of loss is the lesser of: <br />(a) If your lease is cancelled and <br />either: <br />(i) Your landlord allows you to <br />continue to use your premises <br />under a new lease not to <br />exceed the prevailing lease <br />rate, or <br />(ii) You relocate to other <br />permanent premises and <br />enter into a new lease. <br />For the duration of the lease in <br />effect at the time of the loss, we <br />will pay the increase in rent <br />between what you were paying at <br />the time of loss and the rent you <br />will be required to pay for <br />equivalent premises under the <br />replacement lease; <br />(b) <br />$10,000; or <br />(c) <br />Nothing if there is not a written or <br />legally binding lease. <br />(3) The <br />following applies to paragraph <br />(2), <br />subparagraphs (a)(i) and (a)(ii) <br />above: <br />(a) If the lease in effect at the time of <br />the loss contains a renewal <br />option, the expiration date of the <br />renewal option period will replace <br />the expiration of the current <br />lease. <br />(b) If the lease has no end date <br />(open-ended), we will pay the <br />difference in rent for a period of <br />no more than 24 months after the <br />date of the direct physical <br />damage to the property at the <br />described premises. <br />RideMmaganadDiAsian <br />F1°x REVIEWED & APPROVED BY.- <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permis . , <br />--� Risk Management Analyst <br />