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43. <br />"Pollutants" means any solid, liquid, <br />a. Tokens, tickets, revenue and other stamps <br />gaseous or thermal irritant or contaminant, <br />(whether represented by actual stamps or <br />including smoke, vapor, soot, fumes, acids, <br />unused value in a meter) in current use; <br />alkalis, chemicals and waste. Waste <br />and <br />includes materials to be recycled, <br />b. Evidences of debt issued in connection <br />reconditioned or reclaimed. <br />with credit or charge cards, which cards <br />44. <br />"Programs and applications" means <br />are not issued by you; <br />operating programs and applications that <br />but does not include "money". <br />you purchase and that are: <br />a. Stored on "media"; or <br />49. "Software" means; <br />b. Pre -installed and stored in "hardware". <br />a. "Media"; <br />Applications include, but are not limited to, <br />b. "Electronic Data"; <br />programs for word processing, <br />c. "Programs and applications"; and <br />spreadsheet calculations, and graphic <br />d. "Proprietary programs". <br />design. <br />50. "Specified Causes of Loss" means the <br />45. <br />Proprietary programs means proprietary <br />following: <br />operating programs and applications that <br />you developed or that you had developed <br />lightning; Fire; li <br />g g explosion, windstorm or hail; <br />specifically for use in your "operations" <br />smoke; aircraft or vehicles; riot or civil <br />and that are: <br />commotion; vandalism; leakage from fire <br />extinguishing equipment; sinkhole collapse; <br />a. Stored on "media"; or <br />volcanic action; falling objects; weight of snow, <br />b. Installed and stored in "hardware". <br />ice or sleet; water damage. <br />46. <br />"Protection and control equipment" means: <br />a. Sinkhole collapse means the sudden <br />a. Air conditioning or other cooling <br />sinking or collapse of land into <br />underground empty spaces created by the <br />equipment used exclusively in the <br />operation of the "hardware"; <br />action of water on limestone or dolomite. <br />This cause of loss does not include: <br />b. Fire protection equipment used for the <br />"hardware", <br />(1) The cost of filling sinkholes; or <br />protection of the including <br />automatic and manual fire suppression <br />(2) Sinking or collapse of land into <br />equipment and smoke and heat <br />man-made underground cavities. <br />detectors; and <br />b. Falling objects does not include loss of or <br />c. Uninterruptible power supply system, <br />damage to: <br />line conditioner, and voltage regulator. <br />(1) Personal property in the open; or <br />47. <br />"Rental Value" means Business Income <br />(2) The interior of a building or structure, <br />that consists of: <br />or property inside a building or <br />a. New Income (Net Profit or Loss before <br />structure, unless the roof or an outside <br />income taxes) that would have been <br />wall of the building or structure is first <br />earned or incurred as rental income <br />damaged by a falling object. <br />from tenant occupancy of the premises <br />c. Water damage means <br />described in the Declarations as <br />furnished and equipped by you, <br />(1) Accidental discharge or leakage of <br />including fair rental value of any <br />water or steam as the direct result of <br />portion of the described premises <br />the breaking apart or cracking of any <br />which is occupied by you; and <br />part of a system or appliance (other <br />than a sump system including its <br />b. Continuing normal operating expenses <br />related equipment and parts) <br />incurred in connection with that <br />containing water or steam; and <br />premises, including: <br />(1) Payroll; and <br />(2)Accidental wa err orwdischargeof <br />material or kassethe <br />(2) The amount of charges which are <br />direct result of the breaking apart or <br />the legal obligation of the tenant(s) <br />cracking of a water or sewer pipe that <br />but would otherwise be your <br />is located off the described premises <br />obligations. <br />and is part of a municipal potable <br />48. <br />"Securities" means negotiable and <br />water supply system or municipal <br />non-negotiable instruments or contracts <br />representing either "money" or "other <br />property" and includes: <br />ILL�y <br />µ i3RMmag'ah1ad DiAsiun <br />REVIEWED & APPROVED BY.- <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. , <br />--� Risk hrPanagement Analyst <br />