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Hanover Insurance Group- ODF D785344 5701644 18. "Suit" means a civil proceeding in which (2) The providing of or failure to damages because of "bodily injury", provide warnings or instructions. "property damage", "personal and c. Does not include vending machines advertising injury" to which this insurance or other property rented to or located applies are alleged. "Suit" includes: for the use of others but not sold. a. An arbitration proceeding in which 23. "Your work": such damages are claimed and to which the insured must submit or a. Means: does submit with our consent; or (1) Work or operations performed by b. Any other alternative dispute you or on your behalf; and resolution proceeding in which such (2) Materials, parts or equipment damages are claimed and to which furnished in connection with such the insured submits with our consent. work or operations. 19. "Temporary worker" means a person who b. Includes: is furnished to you to substitute for a permanent employee on leave or to (1) Warranties or representations meet seasonal or short-term workload made at any time with respect to the fitness, quality, durability, conditions. performance or use of "your 20. "Unmanned aircraft" means an aircraft work"; and that is not: (2) The providing of or failure to a. Designed; provide warnings or instructions. b. Manufactured; or SECTION III - COMMON POLICY CONDITIONS c. Modified after manufacture; (APPLICABLE TO SECTION I - PROPERTY AND SECTION II - LIABILITY) to be controlled directly by a person from within or on the aircraft. A. Cancellation 21. "Volunteer worker" means a person who 1. The first Named Insured shown in the is not your "employee", and who donates Declarations may cancel this policy by his or her work and acts at the direction mailing or delivering to us advance of and within the scope of duties written notice of cancellation. determined by you, and is not paid a fee, 2. We may cancel this policy by mailing or salary or other compensation by you or delivering to the first Named Insured anyone else for their work performed for written notice of cancellation at least: you. a. 5 days before the effective date of 22. "Your product": cancellation if any one of the a. Means: following conditions exists at any (1) Any goods or products, other than building that is Covered Property in this policy: real property, manufactured, sold, handled, distributed or disposed (1) The building has been vacant or of by: unoccupied 60 or more (a) You; consecutive days. This does not apply to: (b) Others trading under your (a) Seasonal unoccupancy; or name; or (c) A person or organization (b) Buildings nthe course of construction, , renovation or whose business or assets you addition. have acquired; and (2) Containers (other than vehicles), Buildings with 65% or more of the rental units or floor area materials, parts or equipment vacant or unoccupied are furnished in connection with such considered unoccupied under goods or products. this provision. b. Includes: (2) After damage by a covered (1) Warranties or representations cause of loss, permanent repairs made at any time with respect to to the building: the fitness, quality, durability, (a) Have not started, and performance or use of "your product"; and (b) Have not been contracted for, 391-1003 08 16 within 30 days of initial payment of loss. cF IZAMmaganad])Msian REVIEWED & APPROVED BY.- "Al Includes copyrighted material of Insurance Services Office, Inc., with its permis --� Risk hrPanagement Analyst