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Hanover <br />Insurance Group- <br />ODF D785344 5701644 <br />a. Prior to a loss to your Covered <br />We waive any right of recovery we may <br />Property. <br />have against any person or <br />b. After a loss to your Covered Property <br />organization with whom you have a <br />only if, at time of loss, that party is <br />written contract, permit or agreement <br />one of the following: <br />to waive any rights of recovery against <br />such person or organization because of <br />(1) Someone insured by this <br />payments we make for injury or <br />insurance; <br />damage arising out of your ongoing <br />(2) A business firm: <br />operations or "your work" done under a <br />(a) Owned or controlled by you; <br />contract with that person or <br />organization and included in the <br />or <br />"products -completed operations <br />(b) That owns or controls you; or <br />hazard". <br />(3) Your tenant. <br />This condition does not apply to <br />You may also accept the usual bills of <br />Medical Expenses Coverage. <br />lading or shipping receipts limiting the <br />L. Transfer of Your Rights and Duties Under <br />liability of carriers. <br />This Policy <br />This will not restrict your insurance. <br />Your rights and duties under this policy <br />2. Applicable to SECTION II - LIABILITY <br />may not be transferred without our written <br />Coverage: <br />consent except in the case of death of an <br />individual Named Insured. If you die, your <br />If the insured has rights to recover all or <br />rights and duties will be transferred to your <br />part of any payment we have made <br />legal representative but only while that <br />under this Coverage Part, those rights <br />legal representative is acting within the <br />are transferred to us. The insured must <br />scope of their duties as your legal <br />do nothing after loss to impair such <br />representative. Until your legal <br />rights. At our request, the insured will <br />representative is appointed, anyone with <br />bring suit or transfer those rights to us <br />proper temporary custody of your property <br />and help us enforce them. <br />will have your rights and duties but only <br />with respect to that property. <br />µ ILLi3RMmag'ah12YdDiAsIOR <br />REVIEWED & APPROVED BY.- <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permissi , <br />--� Wsk hrPanagement Analyst <br />