| COMMERCIAL GENERAL LIABILITY 
<br />if such product, work, or property is 
<br />(3) Any loss, cost or expense arising 
<br />withdrawn or recalled from the 
<br />out of any: 
<br />market or from use by any person or 
<br />organization because of a known or 
<br />(a) Request, demand, order or 
<br />suspected defect, deficiency, 
<br />statutory or regulatory require - 
<br />inadequacy or dangerous condition in 
<br />ment that any insured or 
<br />it. 
<br />others test for, monitor, clean 
<br />up, remove, contain, treat, 
<br />o. 
<br />Personal And Advertising Injury 
<br />detoxify or neutralize, or in 
<br />"Bodily injury" arising out of 
<br />any way respond to, or assess 
<br />"personal and advertising injury". 
<br />the effects of, asbestos, 
<br />asbestos fibers or products 
<br />p. 
<br />Electronic Data 
<br />containing asbestos; or 
<br />Damages arising out of the loss of, 
<br />(b) Claim or suit by or on behalf 
<br />loss of use of, damage to, corruption 
<br />of any governmental authority 
<br />of, inability to access, or inability to 
<br />or any other person or 
<br />manipulate "electronic data". 
<br />organization because of testing 
<br />However, this exclusion does not 
<br />for, monitoring, cleaning up, 
<br />removing, containing, treating, 
<br />a 
<br />apply to liability for damages 
<br />"bodily 
<br />detoxifying or neutralizing, or 
<br />because of injury". 
<br />in any way responding to, or 
<br />q. 
<br />Unsolicited Communication 
<br />assessing the effects of, 
<br />asbestos, asbestos fibers or 
<br />"Bodily injury" or "property damage" 
<br />products containing asbestos. 
<br />arising out of any actual or alleged 
<br />violation of any law that restricts or 
<br />t. Employment —Related Practices 
<br />prohibits the sending, transmitting or 
<br />"Bodily injury" to: 
<br />distributing of "unsolicited com- 
<br />munication". 
<br />(1) A person arising out of any: 
<br />r. 
<br />Access Or Disclosure Of Confidential Or 
<br />(a) Refusal to employ that person; 
<br />Personal Information 
<br />(b) Termination of that person's 
<br />"Bodily injury" or "property damage" 
<br />employment; or 
<br />arising out of any access to or 
<br />disclosure of any person's or 
<br />(c) Employment -related practice, 
<br />organization's confidential or personal 
<br />policy, act or omission, 
<br />information. 
<br />such as coercion, demotion, 
<br />evaluation, reassignment, dis- 
<br />s. 
<br />Asbestos 
<br />cipline, failure to promote or 
<br />(1) "Bodily injury" or "property 
<br />advance, harassment, humiliate - 
<br />ion, discrimination, libel, 
<br />damage" arising out of the actual 
<br />slander, violation of the 
<br />or alleged presence or actual, 
<br />person's right of privacy, 
<br />alleged or threatened dispersal of 
<br />malicious prosecution or false 
<br />asbestos, asbestos fibers or 
<br />arrest, detention or imprison - 
<br />products containing asbestos; 
<br />ment applied to or directed at 
<br />provided that the bodily injury' 
<br />that person, regardless of 
<br />or "property damage" is caused or 
<br />whether such practice, policy, 
<br />contributed to by the hazardous 
<br />act or omission occurs, is 
<br />properties of asbestos. 
<br />applied or is committed 
<br />(2) "Bodily injury" or "property 
<br />before, during or after the time 
<br />damage" arising out of the actual 
<br />of that person's employment; 
<br />or alleged presence or actual, 
<br />or 
<br />alleged or threatened dispersal of 
<br />(2) The spouse, child, parent, brother 
<br />any solid, liquid, gaseous or 
<br />or sister of that person as a 
<br />thermal irritant or contaminant, 
<br />consequence of "bodily injury" 
<br />including smoke, vapors, soot, 
<br />to that person at whom any of 
<br />fumes, acids, alkalis, chemicals 
<br />the employment -related practices 
<br />and waste, and that are part of 
<br />"suit" 
<br />described in Paragraph (a), (b), or 
<br />any claim or which also 
<br />(C) above is directed. 
<br />alleges any "bodily injury" or 
<br />"property damage" described in 
<br />This exclusion applies whether the 
<br />Paragraph (1) above. 
<br />insured may be liable as an employer 
<br />or in any other capacity and to any 
<br />obligation to share damages with or 
<br />Page 
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<br />'W--,_ WR WA K4anagement Analyst 
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