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COMMERCIAL AUTO must be caused by o cause of loss listed under item Al of Physical Damage Cover- age inthis Coverage Part. Extra Expenses means those expenses you incur to ovoid or minimize the suspension of business and to continue your business operations. We will not pay for "loss" or expenses caused by suspension, lapse or cancellation of any license, lease or contract. But if the suspension, lapse orcancellation is directly caused bythe suspension ofyour business, we will cover such ''|oee^ that affects your business income. We will not pay under this coverage if you do not repair orreplace the covered "auto". You must resume all orpart of your business as quickly as possible. If you have other autos you can use to reduce the amount ofloss payable under this oov- eroge, you are required to use them. We will pay for expenses you incur to reduce the amount that otherwise would have been payable under this coverage. We will not pay more than the amount by which you ac- tually reduce the business income |oee or extra expense incurred. 4. Limit The most vvewill pay for ^koee^ arising out of one covered ^oubu^ is $10.000 per loss with on annual aggregate of$20.000. Payment applies in addition buthe otherwise applica- ble amount ofeach coverage you have ono covered "auto". 5. Definitions (a)The time required to resume your normal business opera- tions; or (b) The time that is reasonably necessary to repair or nup|ooe the covered oubu with o maxi- mum time period of 180 days. Period of Restoration does not include any increased period required due tothe enforcement of any ordinance or law that re- quires any insured or others to test for, monibur, clean up, nu - move, oontain, treat, detoxify or neutralize orinany way respond to or assess the effects ofpoUu- tante. The expiration dote of this policy will not cut short the peri- od of restoration. V. TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US The following is added to the Transfer Of Rights [fRecovery Against Others ToUeCondition: We waive any right of recovery we may have against any person or organization to the extent required of you by written con- tract executed prior to any "accident" be- cause ofpayments we make for damages under this coverage form. W. NOTICE OF AND KNOWLEDGE OF OCCURRENCE SECTION N — BUSINESS AUTO CON0T|0NS, Paragraph A is amended as o "0ue�eee|noome"nleonethe � : 6. NOTICE 0FAND KNOWLEDGE 0F 1.).Net income (Net profit orloss before OCCURRENCE income taxes) that would have been � e Your ob|igodoninthe Duties inthe Event wouldeorned or incurred if no |oee �u|d of AccidentC|oim Suitor Loss Condi- hove000urnudond ' ' ' tion relative to notification nuquinu- 2.). Continuing normal operating menba applies only when the "accident" expenses incurred, including payroll. or''|oee^ieknown to: b� "Period of Restoration" means the (1) You, ifyou are onindividual; period oftime that: (2) Aportner, ifyou are opartnership; 11 Begins: (3) Amember if you are o limited liability (a) 24 hours after the time of loss company; o for Business Income Coverage; (4) An executive officer or insurance or manager, ifyou are ocorporation. (b) Immediately after the time of b� Your obligation in the. Duties in the Event|oee for Extra Expense of AccidentC|oim Suit orLoss Condidon Coverage; and ' ' nu|otive to providing us with documents 2.) Ends otthe earliest of: concerning o o|oi Page 6 of Includes copyrighted material of Insurance Services Office, Inc. n", with its permission _,