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MANAGING WORKERS' COMPENSATION COSTS <br />IN ILLINOIS <br />Workers' compensation claim management directly impacts the treatment of your injured workers and may impact your <br />company's insurance costs as well. Illinois provides employers and their insurance companies with an important tool to <br />help manage an injured worker's recovery and related costs. <br />"Right to direct" rules allow an employer to direct an injured employee to a preferred provider organization for medical <br />care. This helps ensure that injured workers can access network care for treatment whenever possible. Network doctors <br />are experienced in treating workplace injuries and working with our claims handlers. They have also agreed to negotiated <br />rates. This means that The Hartford can better coordinate appropriate, cost effective care for workplace injuries. <br />Set up a Preferred Provider Program <br />Ensuring the right to direct treatment <br />By following the steps below, an employer can designate use of the Illinois Preferred Provider Program (PPP) and require <br />that injured workers seek treatment through PPP network providers. While employees can opt out of the program, <br />participation in the PPP can be a great benefit to the outcome of the claim in terms of the employee's recovery, return to <br />work and related costs. <br />1. Employer delivers the Advisory Preferred Provider Program Notice to all employees. This step is optional but <br />recommended by The Hartford to help ensure program acceptance. <br />2. Employer provides Mandatory Preferred Provider Program Notice and Acknowledgement to injured worker <br />immediately after an injury occurs. <br />3. We recommend that the employer create a provider list from the Online Provider Search Tool at <br />http://www.talispoint.com/htfd/external/ or by calling The Hartford's Network Referral Unit at 1-800-327-3636 and <br />selecting 4 at the prompt. <br />The forms noted above and additional information on The Hartford's Illinois Preferred Provider Program can be found at <br />www.thehartford.com/il-workers-compensation. <br />Focus on return to work <br />Another advantage of using network doctors is their experience with return to work. Return -to -work programs are <br />designed to help get injured workers back on the job, even if they haven't fully recovered from an injury. This approach <br />often involves finding transitional duties that suit an injured worker's limited physical capabilities. An effective return -to - <br />work program can improve employee satisfaction and retention and potentially impact your cost of doing business. <br />Employers play a vital role in facilitating return to work. If you don't already have a return -to -work program, consider <br />starting one at your company. <br />Form WC 66 04 16 Printed in U.S.A. <br />ew cF RAMwagementDMsian <br />Jy/\'x REVIEWED & APPROVED BY.- <br />V"° <br />--� Risk janagement Analyst <br />