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QUICK REFERENCE - SPECTRUM POLICY <br />DECLARATIONS <br />and <br />COMMON POLICY CONDITIONS <br />I. DECLARATIONS <br />Named Insured and Mailing Address <br />Policy Period <br />Description and Business Location <br />Coverages and Limits of Insurance <br />II. COMMON POLICY CONDITIONS Beginning on Page <br />A. <br />Cancellation 1 <br />B. <br />Changes 1 <br />C. <br />Concealment, Misrepresentation Or Fraud 2 <br />D. <br />Examination Of Your Books And Records 2 <br />E. <br />Inspections And Surveys 2 <br />F. <br />Insurance Under Two Or More Coverages 2 <br />G. <br />Liberalization 2 <br />H. <br />Other Insurance - Property Coverage 2 <br />I. <br />Premiums 2 <br />J. <br />Transfer Of Rights Of Recovery Against Others To Us 2 <br />K. <br />Transfer Of Your Rights And Duties Under This Policy 3 <br />L. <br />Premium Audit 3 <br />Form SS 00 05 10 08 <br />ew cF RAMwagementDMsian <br />Jy/\'x REVIEWED & APPROVED BY: <br />V"° <br />--� Risk janagement Analyst <br />