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SPECIAL PROPERTY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties, and what is and is not covered. Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations. The words "we," "us" and 'bur" refer to the Company providing this insurance. Other words and phrases that appear in quotation marks have special meaning. Refer to the SECTION G - PROPERTY DEFINITIONS. A. COVERAGE (b) Materials, equipment, supplies and We will pay for direct physical loss of or physical temporary structures, on or within damage to Covered Property at the premises 1,000 feet of the "scheduled described in the Declarations (also called premises", used for making "scheduled premises" in this policy) caused by or additions, alterations or repairs to resulting from a Covered Cause of Loss. the buildings or structures. 1. Covered Property Covered Property as used in this policy, means the following types of property for which a Limit of Insurance is shown in the Declarations: a. Buildings, meaning only building(s) and structure(s) described in the Declarations, including: (1) Completed additions; (2) Permanently installed: (a) Fixtures; (b) Machinery; and (c) Equipment; (3) Outdoor fixtures; (4) Your personal property in apartments, rooms or common areas furnished by you as landlord; (5) Building Glass, meaning glass that is part of a building or structure; (6) Personal property owned by you that is used to maintain or service the buildings or structures on the premises, including: (a) Fire extinguishing equipment; (b) Outdoor furniture; (c) Floor coverings; and (d) Appliances used for refrigerating, ventilating, cooking, dishwashing or laundering; and (7) If not covered by other insurance: (a) Additions under construction, alterations and repairs to the buildings or structures; Form SS 00 07 07 05 b. Business Personal Property located in or on the building(s) described in the Declarations at the "scheduled premises" or in the open (or in a vehicle) within 1,000 feet of the "scheduled premises", including: (1) Property you own that is used in your business; (2) Tools and equipment owned by your employees, which are used in your business operations; (3) Property of others that is in your care, custody or control; (4) "Tenant Improvements and Betterments"; and (5) Leased personal property for which you have contractual responsibility to insure, unless otherwise provided for under Personal Property of Others. 2. Property Not Covered Covered Property does not include: a. Aircraft, automobiles, motor trucks and other vehicles subject to motor vehicle registration; b. Automobiles held for sale; c. "Money", bullion, numismatic and philatelic property and bank notes or "securities" except as provided in any Additional Coverages or Optional Coverages. Lottery tickets held for sale and postage stamps in current use and having face value are not "securities". d. Contraband, or property in the course of illegal transportati ew cF RAMwagementDMsian Jy/\'x REVIEWED & APPROVED BY.- v --� Risk Pjanagement Analyst