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SPECIAL PROPERTY COVERAGE FORM
<br />(2) Mudslide or mud flow;
<br />(3) Water that backs up from a sewer or
<br />drain; or
<br />(4) Water under the ground surface pressing
<br />on, or flowing or seeping through:
<br />(a) Foundations, walls, floors or paved
<br />surfaces;
<br />(b) Basements, whether paved or not;
<br />or
<br />(c) Doors, windows or other openings.
<br />But if loss or damage by fire, explosion
<br />or sprinkler leakage results, we will
<br />pay for that resulting physical loss or
<br />physical damage.
<br />(5) Water damage caused by or resulting
<br />from earthquake or volcanic eruption:
<br />(a) Earthquake means a shaking or
<br />trembling of the earth's crust, caused
<br />by underground tectonic forces
<br />resulting in breaking, shifting, rising,
<br />settling, sinking or lateral movement
<br />or other movement;
<br />(b) Volcanic eruption means the
<br />eruption, explosion or effusion of a
<br />volcano.
<br />g. Neglect
<br />Neglect of an insured to use all reasonable
<br />means to save and preserve property from
<br />further damage at and after the time of
<br />loss.
<br />2. We will not pay for physical loss or physical
<br />damage caused by or resulting from:
<br />a. Consequential Losses: Delay, loss of use
<br />or loss of market.
<br />?1
<br />e
<br />b Smoke, Vapor, Gas: Smoke, vapor or gas f.
<br />from agricultural smudging or industrial
<br />operations.
<br />c. Miscellaneous Types of Loss:
<br />(1) Wear and tear;
<br />g•
<br />(2) Rust, corrosion, fungus, decay,
<br />deterioration, hidden or latent defect or
<br />any quality in property that causes it to
<br />damage or destroy itself; h
<br />(3) Smog;
<br />(4) Settling, cracking, shrinking or
<br />expansion;
<br />(5) Nesting or infestation, or discharge or i.
<br />release of waste products or
<br />secretions, by insects, birds, rodents,
<br />mold, spore or other animals;
<br />Form SS 00 07 07 05
<br />(6) The following causes of loss to
<br />personal property:
<br />(a) Dampness or dryness of
<br />atmosphere;
<br />(b) Changes in or extremes of
<br />temperature; or
<br />(c) Marring or scratching.
<br />But if physical loss or physical damage by
<br />the "specified causes of loss", building
<br />glass breakage or Equipment Breakdown
<br />Accident results, we will pay for that
<br />resulting physical loss or physical damage.
<br />Frozen Plumbing: Water, other liquids,
<br />powder or molten material that leaks or
<br />flows from plumbing, heating, air
<br />conditioning or other equipment (except
<br />fire protective systems) caused by or
<br />resulting from freezing, unless:
<br />(1) You do your best to maintain heat in
<br />the building or structure; or
<br />(2) You drain the equipment and shut off
<br />the supply if the heat is not maintained.
<br />Dishonesty: Dishonest or criminal act by
<br />you, any of your partners, "members",
<br />officers, "managers", employees, directors,
<br />trustees, authorized representatives or
<br />anyone to whom you entrust the property
<br />for any purpose:
<br />(1) Acting alone or in collusion with others;
<br />or
<br />(2) Whether or not occurring during the
<br />hours of employment.
<br />This exclusion does not apply to acts of
<br />destruction by your employees; but theft by
<br />employees is not covered.
<br />False Pretense: Voluntary parting with
<br />any property by you or anyone else to
<br />whom you have entrusted the property if
<br />induced to do so by any fraudulent
<br />scheme, trick, device or false pretense.
<br />Exposed Property: Rain, snow, ice or
<br />sleet to personal property in the open,
<br />except as provided in the Coverage
<br />Extension for Outdoor Property.
<br />Collapse: Collapse, except as provided in
<br />the Additional Coverage for Collapse. But if
<br />loss or damage by a Covered Cause of Loss
<br />results at the "scheduled premises", we will
<br />pay for that resulting loss or damage.
<br />Pollution: We will not pay for loss or
<br />damage caused by or resulting from the
<br />discharge, disper
<br />release or esca Aw RAMwagemedDMsian
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<br />Jy/ \'x REVIEWED & APPROVED BY.-
<br />---P Risk Pjanagement Analyst
<br />
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