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Coverages and Coverage Extensions in the Standard or Special Property Coverage Form with respect to "computer equipment", "electronic data" and "software": (a) Business Income; (b) Extra Expense; (c) Civil Authority; (d) Extended Business Income; and (e) Newly Acquired or Constructed Property Coverage. (2) Coverage under this endorsement does not apply to any other Additional Coverage or Coverage Extension. b. Coverage Limitations The following limitations apply only if the physical loss or physical damage is a direct result of the Extended Causes of Loss for "computer equipment", "software" and "electronic data" as indicated below. (1) Limit of Insurance This Additional Coverage is included in the Limit of Insurance for Computers and Media shown in the Declarations when the actual loss of business income and extra expense you incur due to the necessary suspension (slowdown or cessation) of your operations is a result of: (a) A cause of loss included in A.3.a., b. or c., Extended Causes of Loss, of this endorsement; or (b) Physical damage or physical loss to "computer equipment", "electronic data", and "software" that was away from the scheduled premises at the time of loss. This is not an additional limit of insurance. (2) Waiting Period We will not pay for any covered Business Income loss you sustain under this provision due to physical loss or physical damage to "electronic data", or "software" caused by a "computer virus" which results in the necessary suspension (slowdown or cessation) of your business described in the Declarations during the first 12 hours that immediately follow the start of such suspension. This Waiting Period applies independent of the deductible applicable to "Computer Equipment". 2. Equipment Breakdown Coverage The Additional Coverage for Equipment Breakdown applies to "computer equipment", Page 2 of 3 "electronic data", and "software" when this endorsement is attached to the Special Property Coverage Form and Equipment Breakdown Additional Coverage is included on the policy. C. Exclusion of Certain Computer Related Losses The provisions of this endorsement do not override or in any way affect the application of the Exclusion of Certain Computer Related Losses if such exclusion is endorsed to or otherwise made a part of this policy. That exclusion addresses the inability of a "computer system" to correctly recognize process, distinguish, interpret or accept one or more dates or times. D. Exclusions 1. Section B. Exclusions, of the Standard or Special Property Coverage Form do not apply to coverage provided by this endorsement, except for the exclusions of: a. Earth Movement; b. Governmental Action; c. Nuclear Hazard; d. War and Military Action; and e. Water. 2. Additional Exclusions We will not pay for loss or damage caused by or resulting from: a. Input, programming or processing errors; b. Mechanical breakdown or failure, however head crash will not be considered as a mechanical breakdown or failure. This exclusion does not apply to "computer equipment", "electronic data", and "software" when this endorsement is attached to the Special Property Coverage Form and Equipment Breakdown Additional Coverage is included on the policy; c. Faulty construction, materials or workmanship; d. Error, omission or deficiency in design; e. Rust, corrosion, deterioration, hidden or latent defect or any quality in property that causes it to damage or destroy itself; f. Dryness or dampness of atmosphere; changes in or extremes of temperature; g. Wear and tear, marring or scratching; h. Insects, birds, rodents, or other animals; i. Obsolescence; j. Dishonest or criminal acts by you, any of your partners, employees, trustees, authorized representatives or anyone to whom you e purpose, wh collusion with ew cF RAMwagementDMsian Jy/ \'x REVIEWED & APPROVED BY.- V"° --� Risk janagement Analyst