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55 provided for herein. <br />56 Cancellation This policy shall be cancelled at any time <br />57 of policy. at the request of the insured, in which case <br />58 this Company shall, upon demand and sur- <br />59 render of this policy, refund the excess of paid premium above <br />60 the customary short rates for the expired time. This pol- <br />61 icy may be cancelled at any time by this Company by giving <br />62 to the insured a five days' written notice of cancellation with <br />63 or without tender of the excess of paid premium above the pro <br />64 rata premium for the expired time, which excess, if not ten- <br />65 dered, shall be refunded on demand. Notice of cancellation shall <br />66 state that excess premium (if not tendered) will be re- <br />67 funded on demand. <br />68 Mortgage If loss hereunder is made payable, in whole <br />69 interests and or in part, to a designated mortgagee not <br />70 obligations. named herein as the insured, such interest in <br />71 this policy may be cancelled by giving to such <br />72 mortgagee a ten days' written notice of can- <br />73 cellation. <br />74 If the insured fails to render proof of loss such mortgagee, upon <br />75 notice, shall render proof of loss in the form herein specified <br />76 within sixty (60) days thereafter and shall be subject to the pro- <br />77 visions hereof relating to appraisal and time of payment and of <br />78 bringing suit. If this Company shall claim that no liability ex- <br />79 isted as to the mortgagor or owner, it shall, to the extent of pay- <br />80 ment of loss to the mortgagee, be subrogated to all the mort- <br />81 gagee's rights of recovery, but without impairing mortgagee's <br />82 right to sue; or it may pay off the mortgage debt and require <br />83 an assignment thereof and of the mortgagee. Other provisions <br />84 relating to the interests and obligations of such mortgagee may <br />85 be added hereto by agreement in writing. <br />86 Pro rata liability. This Company shall not be liable for a greater <br />87 proportion of any loss than the amount <br />88 hereby insured shall bear to the whole insurance covering the <br />89 property against the peril involved, whether collectible or not. <br />90 Requirements in The insured shall give immediate written <br />91 case loss occurs. notice to this Company of any loss, protect <br />92 the property from further damage, forthwith <br />93 separate the damaged and undamaged personal property, put <br />94 it in the best possible order, furnish a complete inventory of <br />95 the destroyed, damaged, and undamaged property, showing in <br />96 detail quantities, costs, actual cash value and amount of loss <br />97 claimed; and within sixty days after the loss, unless such time <br />98 is extended in writing by this Company, the insured shall render <br />99 to this Company a proof of loss, signed and sworn to by the <br />100 insured, stating the knowledge and belief of the insured as to <br />101 the following: the time and origin of the loss, the interest of the <br />102 insured and of all others in the property, the actual cash value of <br />103 each item thereof and the amount of loss thereto, all encum- <br />104 brances thereon, all other contracts of insurance whether valid <br />105 or not, covering any of said property, any changes in the title, <br />106 use, occupation, location, possession or exposures of said prop- <br />107 erty since the issuing of this policy, by whom and for what <br />Form SS 12 04 03 92 Printed in U.S.A. <br />Copyright, Hartford Fire Insurance Company, 1 <br />cF Risk Mwag me dDMsian <br />1'x REVIEWED & APPROVED BY.- <br />v <br />--� Risk janagement Analyst <br />