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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />FOLLOWING FORM ENDORSEMENT -FUNGI, BACTERIA <br />AND VIRUSES <br />This endorsement modifies insurance provided under the: <br />SPECTRUM UMBRELLA LIABILITY SUPPLEMENTAL CONTRACT <br />This policy does not apply to: <br />1. Injury or damage arising out of or related to the <br />presence of, suspected presence of, or <br />exposure to: <br />a. fungi, including but not limited to mold, <br />mildew, and yeast; <br />b. bacteria; <br />c. viruses; or <br />2. Any loss, cost or expense arising out of the <br />testing for, monitoring of, cleaning up of, <br />removal of, containment of, treatment of, <br />detoxification of, neutralization of, remediation <br />of, disposal of, or any other response to or <br />assessment of, the effects of any of the items in <br />1.a., b., c. or d. above, from any source <br />whatsoever. <br />EXCEPTION <br />d. dust, spores, odors, particulates or This exclusion does not apply if "underlying insurance" is <br />byproducts, including but not limited to maintained providing coverage for such liability with <br />mycotoxins and endotoxins, resulting from minimum underlying limits as described in the Schedule <br />any of the organisms listed in a., b., or c. of Underlying Insurance Policies. <br />above; <br />from any source whatsoever. <br />Form SX 24 58 09 01 <br />Any coverage restored by this EXCEPTION applies only <br />to the extent of the scope of coverage provided by the <br />"underlying insurance" but in no event shall coverage be <br />broader than the scope of coverage provided by the <br />policy of which this endorsement forms a part. <br />Condition K. - Maintenance Of Underlying Insurance <br />applies to this exception. <br />© 2001, The Hartford <br />ew cF RAMwagementDMsian <br />Jy/ \'x REVIEWED & APPROVED BY.- <br />v <br />--� Risk Pjanagement Analyst <br />