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3. If we cancel because you do not pay all premium when due, we will mail the notice of cancellation at least ten days before the cancellation is to take effect. If we cancel for any other reason, we will mail the notice: a. At least 30 days before the cancellation is to take effect if the policy has been in force for 60 days or less; b. At least 60 days before the cancellation is to take effect if the policy has been in force for 61 days or more. 4. If this policy has been in effect for 60 days or more, we may cancel only for one of the following reasons: a. Nonpayment of premium; b. The policy was issued because of a material misrepresentation; c. You violated any of the terms and conditions of the policy; d. The risk originally accepted has measurably increased; e. The Director has determined that we no longer have adequate reinsurance to meet our needs; or f. The Director has determined that continuation of coverage could place us in violation of the laws of Illinois. 5. Our notice of cancellation will state our reasons for cancelling. 6. The policy period will end on the day and hour stated in the cancellation notice. Part Six - Conditions, Section E. (Sole Representative) of the policy is replaced by the following: E. Sole Representative The insured first named in Item 1 of the Information Page will act on behalf of all insureds to change this policy, receive return premium, or give us notice of cancellation. Form WC 12 06 01 F Printed in U.S.A. Part Six - Conditions of the policy is changed by adding the following: F. Nonrenewal 1. We may elect not to renew the policy. We will mail to each named insured the nonrenewal notice at the last known mailing address at least 60 days prior to the expiration of the current policy. We will maintain proof of mailing of the nonrenewal notice. An exact and unaltered copy of such notice will also be sent to the named insured's producer, if known, or the producer of record at the last known mailing address. The named insured's producer, if known, or the producer of record may opt to accept notification electronically. 2. If we fail to give at least 60 days' notice prior to the expiration date of the current policy, the policy will automatically be extended for one year under the same terms and conditions. We may increase the renewal premium, but such increase must be less than 30% of this policy's premium and notice of such increase must be delivered to the named insured on or before the date of expiration of this policy. Additionally, in accordance with 215 ILCS 5/462a, we may be required to provide the named insured with 30 days' written notice prior to the expiration of this policy if the renewal premium is in excess of 5% above the rate recommendation filed with and approved by the Illinois Department of Insurance. 3. Our notice of nonrenewal will provide a specific explanation on the reasons for not renewing. 4. If we fail to provide the notice of nonrenewal as required, the policy will still terminate on its expiration date if: a. You notify us or the producer who procured this policy that you do not want the policy renewed; or b. You fail to pay all premiums when due; or c. You obtain other insurance as a replacement of the policy. ew cF RAMwagementDMsian Jy/\'x REVIEWED & APPROVED BY.- V"° --� Risk janagement Analyst