SHELTER PROVIDERS OF ORANGE COUNTY, INC., DBA HOMEAID ORANGE COUNTY

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Policy No. Y-660-506D7877-TCT-20 COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions A. Cancellation during the policy period and up to three years 1. The first Named Insured shown in the Decla- afterward. rations may cancel this policy by mailing or D. Inspections And Surveys delivering to us advance written notice of 1. We have the right to: cancellation. 2. We may cancel this policy or any Coverage a. Make inspections and surveys at any time; Part by mailing or delivering to the first Named Insured written notice of cancellation b. Give you reports on the conditions we at least: find; and a. 10 days before the effective date of can- c. Recommend changes. cellation if we cancel for nonpayment of 2. We are not obligated to make any inspec- premium; or tions, surveys, reports or recommendations b. 30 days before the effective date of can- and any such actions we do undertake relate cellation if we cancel for any other rea- only to insurability and the premiums to be son. charged. We do not make safety inspections. We do not undertake to perform the duty of 3. We will mail or deliver our notice to the first any person or organization to provide for the Named Insured's last mailing address known health or safety of workers or the public. And to us. we do not warrant that conditions: 4. Notice of cancellation will state the effective a. Are safe or healthful; or date of cancellation. If the policy is cancelled, that date will become the end of the policy b. Comply with laws, regulations, codes or period. If a Coverage Part is cancelled, that standards. date will become the end of the policy period 3. Paragraphs 1. and 2. of this condition apply as respects that Coverage Part only. not only to us, but also to any rating, advi- 6. If this policy or any Coverage Part is can- sory, rate service or similar organization celled, we will send the first Named Insured which makes insurance inspections, surveys, any premium refund due. If we cancel, the re- reports or recommendations. fund will be pro rats. If the first Named In- 4. Paragraph 2. of this condition does not apply sured cancels, the refund may be less than to any inspections, surveys, reports or rec- pro rats. The cancellation will be effective ommendations we may make relative to certi- even if we have not made or offered a re- fication, under state or municipal statutes, or - fund. dinances or regulations, of boilers, pressure 6. If notice is mailed, proof of mailing will be vessels or elevators. sufficient proof of notice. E. Premiums B. Changes 1. The first Named Insured shown in the Decla- This policy contains all the agreements between rations: you and us concerning the insurance afforded. a. Is responsible for the payment of all pre - The first Named Insured shown in the Declara- miums; and tions is authorized to make changes in the terms b, Will be the payee for any return premi- of this policy with our consent. This policy's terms can be amended or waived only by endorsement ums we pay. issued by us as part of this policy. 2. We compute all premiums for this policy in C. Examination Of Your Books And Records accordance with our rules, rates, rating plans, premiums and minimum premiums. The pre - We may examine and audit your books and mium shown in the Declarations was com- records as they relate to this policy at any time puted based on rates and rules in effect at IL TO 01 0107 (Rev. 09-18) Includes the copyrighted material of Insurance Services Office, Inc. with its permit WckMansgemeaEDivielon aEVIMM APPROVm BY: - Risk Management Analyst