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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. THE HARTFORD FINE ARTS COVERAGE This endorsement modifies insurance provided under the following: SPECIAL PROPERTY COVERAGE FORM Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply. A. The following is added to Paragraph A.6., Coverage Extensions: Fine Arts Coverage (1) We will pay for direct physical loss or direct physical damage to "fine arts" located at the "scheduled premises", in transit to and from the "scheduled premises" or at your residence which are: (a) Owned by you; or (b) Owned by others but in your care, custody or control. (2) Additional Limitation: Art glass windows, glassware, statuary, marbles, bric-a-brac, porcelains and other articles of fragile or brittle nature are covered against loss by breakage only if such loss or damage is caused by a "specified causes of loss." (3) Section B., EXCLUSIONS, does not apply to this Coverage Extension, except for: (a) Paragraph 13.1.1b., Governmental Action; (b) Paragraph 13.1.c., Nuclear Hazard; and (c) Paragraph 13.1.e., War and Military Action. (4) Under this Coverage Extension, we will not pay for loss or damage: (a) Caused by or resulting from: (i) Delay, loss of use, loss of market, or any other causes of consequential loss; (ii) Wear and tear, depreciation or obsolescence; (iii) Rust, corrosion, "fungi", decay, deterioration, hidden or latent defect, or any quality in property that causes it to damage or destroy itself; (iv) Insects, birds, rodents or other animals. (v) Dishonest acts by: (aa) You or any of your partners; (bb) Your directors or trustees; (cc) Your authorized representatives or "employees"; or (dd) Anyone, other than a carrier for hire, to whom you entrusted the Covered Property, including their "employees", for any purpose: Whether acting alone or in collusion with others; and Whether or not occurring during the hours of employment; (vi) Voluntary parting with any property whether or not induced to do so by any fraudulent scheme, trick, device or false pretense; (vii) Unauthorized instructions to transfer property to any person or to any place; (viii)Theft from any unattended vehicle unless at the time of theft its windows, doors and compartments were closed and locked and there are visible signs that the theft was the result of forced entry. But this exclusion does not apply to property in the custody of a carrier for hire; (ix) Processing or work upon the property; or eGF �D Form SP 30 55 10 18 ��/ 1°x REVIEWED & APPROVED BY.- © 2018, The Hartford (May include copyrighted material of Insurance Services Office, Inc., with its 1— -- P r skPjanagementAnalpt