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NOTICE TO POLICYHOLDER <br />CALIFORNIA <br />SURPLUS LINES IMPORTANT NOTICE: <br />1. The insurance policy that you have purchased is being issued <br />by an insurer that is not licensed by the state of California. <br />These companies are called "nonadmitted" or "surplus line" <br />insurers . <br />2. The insurer is not subject to the financial solvency regulation <br />and enforcement that apply to California licensed insurers. <br />3. The insurer does not participate in any of the insurance <br />guarantee funds created by California law. Therefore, these <br />funds will not pay your claims or protect your assets if the <br />insurer becomes insolvent and is unable to make payments as <br />promised <br />4. The insurer should be licensed either as a foreign insurer in <br />another state in the United States or as a non -United States (alien) <br />insurer. You should ask questions of your insurance agent, <br />broker, or "surplus line" broker or contact the California <br />Department of Insurance at the following toll -free telephone <br />number 1-800-927-4357 or internet website www.insurance.ca.gov. <br />Ask whether or not the insurer is licensed as a foreign or <br />non -United States (alien) insurer and for additional information <br />about the insurer. You may also contact the NAIC's internet web <br />site at www.naic.org The NAIC -- the National Association of <br />Insurance Commissioners-- is the regulatory support organization <br />created and governed by the chief insurance regulators in the <br />United States. <br />PN CA 05 0120 <br />© 2020 X.L. America, Inc. All Rights Reserved. <br />May not be copied without permission. <br />o r <br />Risk MwaganentDMsiun <br />REVIEWED & APPROVED BY.- <br />f R. W&Wd <br />Risk Management Analyst <br />