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sustained by a person, including resulting death,
<br />humiliation, mental anguish, mental injury or shock
<br />at any time. All such loss shall be deemed to oc-
<br />cur at the time of the physical injury, sickness or
<br />disease that caused it.
<br />6. "Coverage territory" means:
<br />a. The United States of America (including its
<br />territories and possessions), Puerto Rico and
<br />Canada;
<br />b. International waters or airspace, but only if the
<br />injury or damage occurs in the course of travel
<br />or transportation between any places included
<br />in Paragraph a. above; or
<br />c. All other parts of the world if the injury or dam-
<br />age arises out of.
<br />(1) Goods or products made or sold by you in
<br />the territory described in Paragraph a.
<br />above;
<br />(2) The activities of a person whose home is in
<br />the territory described in Paragraph a.
<br />above, but is away for a short time on your
<br />business; or
<br />(3) "Advertising injury" or "personal injury"
<br />offenses that take place through the Inter-
<br />net or similar electronic means of commu-
<br />nication
<br />provided the insured's responsibility to pay dam-
<br />ages is determined in a "suit' on the merits, in the
<br />territory described in Paragraph a. above or in a
<br />settlement we agree to.
<br />7. "Employee" includes a "leased worker". "Employ-
<br />ee" does not include a "temporary worker".
<br />8. "Executive officer" means a person holding any of
<br />the officer positions created by your charter, con-
<br />stitution, by-laws or any other similar goveming
<br />document.
<br />9. "Fungi means any type or form of fungus, includ-
<br />ing mold or mildew and any mycotoxins, spores,
<br />scents or byproducts produced or released by
<br />fungi.
<br />10:'Hostile fire" means one which becomes uncontrol-
<br />lable or breaks out from where it was intended to
<br />be.
<br />1 V'Impaired property" means tangible property, other
<br />than "your product' or "your work", that cannot be
<br />used or is less useful because:
<br />a. It incorporates 'your product' or 'your work"
<br />that is known or thought to be defective, defi-
<br />cient, inadequate or dangerous; or
<br />b. You have failed to fulfill the terms of a contract
<br />or agreement;
<br />if such property can be restored to use by the re-
<br />pair, replacement, adjustment or removal of "your
<br />product' or "your work" or your fulfilling the terms
<br />of the contract or agreement.
<br />12."Insured contract' means:
<br />a. A contract for a lease of premises. However,
<br />that portion of the contract for a lease of prem-
<br />ises that indemnifies any person or organiza-
<br />tion for damage by fire to premises while rent-
<br />ed to you or temporarily occupied by you with
<br />permission of the owner is not an "insured con-
<br />tract';
<br />b. A sidetrack agreement;
<br />c. Any easement or license agreement, except in
<br />connection with construction or demolition op-
<br />erations on or within 50 feet of a railroad;
<br />d. An obligation, as required by ordinance, to
<br />indemnify a municipality, except in connection
<br />with work for a municipality;
<br />e. An elevator maintenance agreement;
<br />f. That part of any other contract or agreement
<br />pertaining to your business (including an in-
<br />demnification of a municipality in connection
<br />with work performed for a municipality) under
<br />which you assume the tort liability of another
<br />party to pay for "bodily injury" or "property
<br />damage" to a third person or organization. Tort
<br />liability means a liability that would be imposed
<br />by law in the absence of any contract or
<br />agreement
<br />Paragraph f. does not include that part of any
<br />contract or agreement:
<br />(1) That indemnifies a railroad for "bodily inju-
<br />ry" or "property damage" arising out of con-
<br />struction or demolition operations, within 50
<br />feet of any railroad property and affecting
<br />any railroad bridge or trestle, tracks, road-
<br />beds, tunnel, underpass or crossing;
<br />(2) That indemnifies an architect, engineer or
<br />surveyor for injury or damage arising out of:
<br />(a) Preparing, approving, or failing to pre-
<br />pare or approve, maps, shop drawings,
<br />opinions, reports, surveys, field orders,
<br />change orders or drawings and specifi-
<br />cations; or
<br />(b) Giving directions or instructions, or
<br />failing to give them, fi that is the primary
<br />cause of the injury or damage; or
<br />(3) Under which the insured, if an architect,
<br />engineer or surveyor, assumes liability for
<br />an injury or damage arising out of the in-
<br />sured's rendering or failure to render pro-
<br />fessional services, including those listed in
<br />(2) above and supervisory, inspection, ar-
<br />chitectural or engineering activities.
<br />Forth 10.02-1800 (Rev. 6-09) Includes copyrighted material of ISO Properties, Inc., with
<br />its permission
<br />6e518569 120/21GL/AO/ua3/WC/IDi/CYEER I Eena Hera 1 3/5/2021 10:35_3" M IPST) I Page L" of 21
<br />This certificate cancels and supersedes ALL previously issued certificates.
<br />lUek Meugenmt DMdmt
<br />RLvee&ED 6 APPRam Br.
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<br />Risk Management Malyst
<br />
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