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(1)Coverage under this provision 3 is afforded only until the next occurring annual <br />anniversary of the beginning of the policy period shown in the Declarations, or the end of <br />the policy period, whichever is earlier; and <br />(2)Coverage A does not apply to “bodily injury” or “property damage” that occurred before <br />you acquired or formed the organization; and <br />(3)Coverage B does not apply to “personal and advertising injury” arising out of an offense <br />committed before you acquired or formed the organization. <br />B.Section II - Liability Coverage, C. Who Is An Insured, the last paragraph, is deleted and replaced <br />with the following: <br />No person or organization is an insured with respect to the conduct of any current or past <br />partnership, joint venture, or limited liability company that is not shown as a Named Insured in the <br />Declarations. However, this does not apply to a limited liability company that meets all of the <br />conditions in Section II - Who Is An Insured, provision 3., above. <br />7.Medical Payments <br />Unless Medical Expenses Coverage is excluded from this policy: <br />A.Section II - Liability, B. Exclusions, 2. Applicable to Medical Expenses Coverage, f. is deleted and <br />replaced with the following: <br />f.Included within the “products-completed operations hazard”. However, this exclusion does <br />not apply to expenses for dental services. <br />B.Section II - Liability, D. Liability and Medical Expenses Limits of Insurance, is amended to include <br />the following: <br />5.Medical Expenses Coverage is primary and not contributing with any other insurance, even if <br />that other insurance is primary also. <br />8.Liberalization <br />Section III – Common Policy Conditions (Applicable to Section I – Property and Section II – Liability), <br />G.Liberalization, is deleted and replaced with the following: <br />G.Liberalization <br />If we adopt a change in our forms or rules which would broaden the coverage provided by any <br />form that is a part of this policy without an extra premium charge, the broader coverage will apply <br />to this policy. This extension is effective upon the approval of such broader coverage in your <br />state. <br />9.Damage to Premises Rented to You <br />A.Section III – Liability Coverage, B. Exclusions, 1. Applicable to Business Liability Coverage, the <br />last paragraph is deleted and replaced with the following: <br />Exclusions c., d., e., f., g., h., i., k., l., m., n. and o. in Section II – Liability do not apply to damage <br />by fire to premises while rented to you, temporarily occupied by you with permission of the owner <br />or managed by you under a written agreement with the owner. A separate Damage To Premises <br />Rented To You Limit of Insurance applies to this coverage as described in Paragraph D. Liability <br />And Medical Expenses Limits of Insurance in Section II – Liability. <br />SB9189 04-17 <br />Copyright © 2017 Allianz Global Risks US Insurance Company. All rights reserved.Page 5 of 8 <br /> <br />