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4 L&§,, Hanover
<br />Insurance Group-
<br />OZF D955322 5701761
<br />emergency medical technician
<br />employed by you if you are ni
<br />or paramedic
<br />it engaged in the
<br />o. Recall of Products, Work or Impaired
<br />business or occupation of p
<br />oviding medical,
<br />Property is replaced by the following:
<br />Paramedical, surgical, dental,
<br />x-ray or nursing
<br />o. Recall of Products, Work or Impaired
<br />services.
<br />Property
<br />6. Personal Injury - Broad Form
<br />Damages claimed for any loss, cost or
<br />a. SECTION II -LIABILITY,
<br />Exclusions, 2.
<br />expense incurred by you or others for
<br />the loss
<br />Additional Exclusions Applicable
<br />"Personal
<br />only to
<br />of use, withdrawal, recall,
<br />Inspection, repair,
<br />and Advertising I
<br />6. is deleted.
<br />jury', paragraph
<br />replacement,
<br />adjustment, removal or disposal of:
<br />b. SECTION II - LIABILITY,
<br />F. Liability and
<br />(1) "Your product";
<br />Medical Expenses Definitio
<br />is, 14. "Personal
<br />(2) "Your work"; or
<br />and advertising injury",
<br />aragraph b, is
<br />(3) "Impaired property";
<br />replaced by the following:
<br />b. Malicious prosecution
<br />or abuse of
<br />If such Product, work or property I
<br />withdrawn or recalled from the market or
<br />process.
<br />from use by any person or organization
<br />c. The following is added t
<br />SECTION 11 -
<br />because of a known or suspected defect,
<br />LIABILITY, F. Liability and
<br />edical Expenses
<br />deficiency, Inadequacy or dangerous
<br />Definitions, Definition 14.
<br />"Personal and
<br />condition In it, but this exclusion does
<br />advertising injury':
<br />not apply to product recall expenses"
<br />Discrimination" (unless ins
<br />rance thereof is
<br />that you Incur for the "covered recall" of
<br />Prohibited by law) that resu
<br />s in injury to the
<br />Your product".
<br />feelings or reputation of i
<br />natural person,
<br />However, the exception to the exclusion
<br />but only If such "discriminat
<br />n" is:
<br />does not apply to "product recall
<br />(1) Not done intentlonall
<br />by or at the
<br />expenses" resulting from:
<br />direction of:
<br />(4) Failure of any products to accomplish
<br />(a) The insured;
<br />their intended purpose;
<br />(b) Any officer of
<br />a corporation,
<br />(5) Breach of warranties of fitness,
<br />quality, durability or
<br />director, stockhold
<br />r, partner or
<br />performance;
<br />member of the insur
<br />d; and
<br />(6) Loss of customer approval, or any
<br />(2) Not directly or indirecty
<br />related to an
<br />cost Incurred to regain customer
<br />"employee", not to tie
<br />employment,
<br />approval;
<br />prospective employmen
<br />or termination
<br />(il Redistribution or replacement of
<br />of any person or person
<br />by an Insured,
<br />"Your product" which has been
<br />d. For purposes of this er
<br />dorsement, the
<br />recalled by like products or
<br />substitutes;
<br />following definition Is added
<br />to SECTION II -
<br />LIABILITY, F. Liability and h
<br />edical Expenses
<br />(6) Caprice or whim of the insured;
<br />Definitions:
<br />(9) A condition likely to cause loss of
<br />1. "Discrimination" meant
<br />the unlawful
<br />which any insured knew or had
<br />treatment of individuals t
<br />ased upon race,
<br />reason to know at the Inception of
<br />color, ethnic origin. Bend
<br />r, religion, age,
<br />this insurance;
<br />or sexual preference.
<br />does not include the un
<br />'Discrimination"
<br />awful treatment
<br />(10)Asbestos, including loss, damage or
<br />of individuals based upor
<br />developmental,
<br />clean up resulting from asbestos or
<br />asbestos containing materials;
<br />Physical, cognitive, menial,
<br />emotional ImpaIrmert
<br />sensory or
<br />or
<br />(11)Recall of "your products" that have
<br />combination of these.
<br />or any
<br />no known or suspected defect solely
<br />e. This coverage does not EPPIY
<br />"personal
<br />if liability
<br />because a known or suspected
<br />defect in another of "your products'
<br />coverage for
<br />injury" is excluded either by
<br />nd advertising
<br />a provisions of
<br />has been found.
<br />the Coverage Form or ary
<br />thereto.
<br />endorsement
<br />b. The following Is added to SECTION II -
<br />LIABILITY, C. Who Is An Insured,
<br />paragraph
<br />3.b.:"Product
<br />7. Product Recall Expense
<br />a. SECTION 11 - LIABILITY, B
<br />Exclusions, 1.
<br />recall expense" arising out of any
<br />withdrawal or recall that occurred before you
<br />Applicable To Business Lia
<br />illity Coverage,
<br />acquired or formed the organization.
<br />UI...
<br />391-1006 08 16 Includes copyrighted aterlals of Insurance Services Offices, Inc., with its permission.
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