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advertising injury" arising out of their vi|Ku| conduct which is defined as the purposeful or vi|Kb| intent to <br />cause "bodily injury" or "personal and advertising injury", or caused in whole or in part by their intoxica- <br />tion by liquor or controlled substances. <br />The coverage provided by provision J. ioexcess over any other valid and collectable insurance available to <br />your "employee". <br />K. NEWLY FORMED ORADDITIONALLY ACQUIRED ENTITIES <br />Paragraph 3.ofSection V8-Who 8sAnInsured is replaced bythe following: <br />3. Anyorganization you newly acquire or form and over which you maintain ownership or majority <br />intereoL, will qualify as o Named Insured if there is no other similar insurance available to that <br />organization. However: <br />m. Coverage under this provision is afforded only until the expiration of the policy period in <br />which the entity was acquired or formed by you; <br />b. Coverage Ad000 not apply to "bodily injury" or "property damage" that occurred before you <br />acquired or formed the organization; and <br />c. Coverage B does not apply to "personal and advertising injury" arising out of an offense <br />committed before you acquired or formed the organization. <br />d. Records and descriptions of operations must be maintained bythe first Named Insured. <br />No person or organization is an insured with respect to the conduct ofany current or past podnerehip, joint <br />venture or limited liability company that is not shown oeaNamed Insured in the Declarations or qualifies <br />as an insured under this provision. <br />L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES <br />Under Section IV - Commercial General Liability Conditions, the following is added to Condition 6. Repre- <br />Your failure to disclose all hazards or prior ^000urn*noon^ existing anofthe inception date of the policy <br />shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or <br />prior "occurrences" is not intentional. <br />M. KNOWLEDGE OFOCCURRENCE, OFFENSE, CLAIM OR S0[[ <br />Under Section IV ' Commercial General Liability CmmdUUmne, the following is added to Condition 2. Duties <br />|nThe Event mfOccurrence, Offemem. Claim OrSuit: <br />Knowledge of an "occurrence", offense, claim or "suit" by an agent, servant or "employee" of any <br />insured shall not in itself constitute knowledge ofthe insured unless an insured |iohad under Paragraph <br />1. of Section || 'VVho Is An Insured or a person who has been designated by them to receive reports of <br />^000urrencem", oMenaes, claims or "suits" shall have received such notice from the ogent, servant or <br />Ifworevise this Commercial General Liability Extension Endorsement to provide more coverage without <br />additional premium ohargo, your policy will automatically provide the coverage anofthe day the revision in <br />effective in your state. <br />O. BODILY INJURY REDEFINED <br />Under Section l/'Definitions, Definition 3.inreplaced bythe following: <br />3. "Bodily Injury" means physical injury, sickness or disease sustained by a person. This includes <br />mental anguimh, mental injury, shock, fright or death that results from such physical injury, sick- <br />ness or disease. <br />@ 2O13Liberty Mutual Insurance <br />CG88 1004 13 Includes copyrighted material ofInsurance Services Office, |nu.with ivapormioo <br />Risk MwagmerdDMsiun <br />REviEWED & APPROVED BY. - <br />Risk Management Analyst <br />