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In the case of damage by fire, lightning or <br />explosion, the Damage to Premises Rented To <br />You Limit applies to all damage proximately <br />caused by the same event, whether such <br />damage results from fire, lightning or explosion <br />or any combination of these. <br />7. Medical Expense Limit <br />Subject to S. above, the Medical Expense Limit is <br />the most we will pay under Coverage C for all <br />medical expenses because of "bodily injury" <br />sustained by any one person. <br />8. How Limits Apply To Additional Insureds <br />If you have agreed in a written contract or written <br />agreement that another person or organization <br />be added as an additional insured on your policy, <br />the most we will pay on behalf of such additional <br />insured is the lesser of: <br />a. The limits of insurance specified in the written <br />contract or written agreement; or <br />b. The Limits of Insurance shown in the <br />Declarations. <br />Such amount shall be a part of and not in <br />addition to Limits of Insurance shown in the <br />Declarations and described in this Section. <br />The Limits of Insurance of this Coverage Part apply <br />separately to each consecutive annual period and to <br />any remaining period of less than 12 months, <br />starting with the beginning of the policy period <br />shown in the Declarations, unless the policy period <br />is extended after issuance for an additional period of <br />less than 12 months. In that case, the additional <br />period will be deemed part of the last preceding <br />period for purposes of determining the Limits of <br />Insurance. <br />SECTION IV - COMMERCIAL GENERAL <br />LIABILITY CONDITIONS <br />1. Bankruptcy <br />Bankruptcy or insolvency of the insured or of the <br />insured's estate will not relieve us of our <br />obligations under this Coverage Part. <br />2. Duties In The Event Of Occurrence, Offense, <br />Claim Or Suit <br />a. Notice Of Occurrence Or Offense <br />You or any additional insured must see to it <br />that we are notified as soon as practicable of <br />an "occurrence" or an offense which may <br />result in a claim. To the extent possible, <br />notice should include: <br />(1) How, when and where the "occurrence" or <br />offense took place; <br />(2) The names and addresses of any injured <br />persons and witnesses; and <br />(3) The nature and location of any injury or <br />damage arising out of the "occurrence" or <br />offense. <br />HG 00 01 0916 <br />b. Notice Of Claim <br />If a claim is made or "suit" is brought against <br />any insured, you or any additional insured <br />must: <br />(1) Immediately record the specifics of the <br />claim or "suit" and the date received; and <br />(2) Notify us as soon as practicable. <br />You or any additional insured must see to it <br />that we receive written notice of the claim or <br />"suit" as soon as practicable. <br />c. Assistance And Cooperation Of The <br />Insured <br />You and any other involved insured must: <br />(1) Immediately send us copies of any <br />demands, notices, summonses or legal <br />papers received in connection with the <br />claim or "suit"; <br />(2) Authorize us to obtain records and other <br />information; <br />(3) Cooperate with us in the investigation or <br />settlement of the claim or defense against <br />the "suit"; and <br />(4) Assist us, upon our request, in the <br />enforcement of any right against any person <br />or organization which may be liable to the <br />insured because of injury or damage to <br />which this insurance may also apply. <br />d. Obligations At The Insureds Own Cost <br />No insured will, except at that insured's own <br />cost, voluntarily make a payment, assume <br />any obligation, or incur any expense, other <br />than for first aid, without our consent. <br />e. Additional Insureds Other Insurance <br />If we cover a claim or "suit" under this <br />Coverage Part that may also be covered by <br />other insurance available to an additional <br />insured, such additional insured must submit <br />such claim or "suit" to the other insurer for <br />defense and indemnity. <br />However, this provision does not apply to the <br />extent that you have agreed in a written <br />contract or written agreement that this <br />insurance is primary and non-contributory <br />with the additional insured's own insurance. <br />f. Knowledge Of An Occurrence, Offense, <br />Claim Or Suit <br />Paragraphs a. and b. apply to you or to any <br />additional insured only when such <br />"occurrence", offense, claim or "suit" is known <br />to: <br />(1) You or any additional insured that is an <br />individual; <br />(2) Any partner, if <br />insured is a partne <br />�ryae4xe� Risk Managentrni DIVIBIoM1 <br />tw I, �! RREIAFWE0&A°PROZaY: <br />�----� Risk Managownt Analyst <br />f <br />