Laserfiche WebLink
0 <br />RAM]REZ <br />Ramirez & Co., Inc. ("Ramirez") has prepared this material and any accompanying information exclusively <br />for the client to whom it is directly addressed and delivered in anticipation of serving as an underwriter to <br />you. As part of our services as unde[wriLer, Ramirez [Tidy provide advice concerning the strucLwe, Liming, <br />terms, and other similar matters concerning potential financings Ramirez proposed to underwrite. This <br />presentation is not complete and should only be viewed in conjunction with any oral briefing provided and any <br />related subsequent material and/or presentation. <br />This presentatlon Is for discussion purposes only. The Information provided Is based an Information, market <br />conditions, laws, opinions, and forecasts, all of which are subject to change. Ramirez is not obligated to update <br />mdLerial Lo reflecL subsequenL dmnges. In preparing Lhis presenlatiun, information contained herein has been <br />obtained from sources considered reliable, but Ramirez has not verified this information and does not <br />represent that this material is accurate, current, or complete and it should not be relied upon as such. This <br />presentation does not constitute a commitment by Ramirez to underwrite, subscribe for or place any securities <br />or to extend or arrange credit or to provide any other services. <br />This material is not research and does not constitute tax or legal advice. Unless otherwise stated, any views or <br />opinions expressed herein are solely the opinions of the author but not necessarily those of Ramirez and such <br />opinions are subject to change without notice. The material contained herein is not a product of a research <br />department and is not a research report. In accordance with IRS Circular Disclosure 230- Ramirez does not <br />provide tax advice. Accordingly, any discussion of U.S. tax matters included herein is not intended or written <br />to be used, and cannot be used, in connection with the promotion, marketing, or recommendation by anyone <br />not affiliated with Ramirez of any of the matters addressed herein or for the purpose of avoiding US tax related <br />penalties. Additionally, Ramirez does not provide legal advice. questions concerning tax or legal implications <br />of materials should be discussed with your tax advisors and/or legal counsel. <br />Ramirez is not acting as a financial advisor or Municipal Advisor. Ramirez is not acting as your financial <br />advisor or Municipal Advisor (as defined in Section 15B of the Securities Exchange Act of 1934, as amended), <br />and will not have a fiduciary duty to you, in connection with the matters contemplated by these materials. <br />You should consult your own financial advisors to the extent you deem it appropriate. Any information and/or <br />analysis contemplated by these materials are provided by Ramirez in our capacity as either an underwriter or <br />potential underwriter of securities. <br />Responsibilities of Ramirez as an underwriter. As an underwriter, Ramirez is required to deal fairly at all times <br />with both municipal issuers and investors. Ramirez must purchase securities with a view to distributing <br />spnrritips in an arms -length commercial transartion with the issuer and has financial and other intprpsts that <br />differ from Lhose of Lhe issuer. Ramirez has a duty Lo purchase securities from issuers aL a fair and reasonable <br />price, but must balance that duty with its duty to sell them to investors at prices that are fair and reasonable. <br />City Council <br />23 — 283 5/18/2021 <br />