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PI-MANU-1 (01/00) <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY <br />cc. Any claim arising out of the transfer of funds, monies, or securities <br />to or from any account or institution or guaranteeing of the availability of <br />funds; or <br />DD. The failure to prevent unauthorized access to or use of an electronic <br />system or computer program, unless such unauthorized access or use is a <br />result of your wrongful act. The term unauthorized access means a third <br />party's access to a computer, computer network, or computer system, without <br />authorization or exceeding authorization. <br />All other terms and conditions of this Policy remain unchanged. <br />Page 2 of 2 <br />REVIEWED & APPROVED BY: <br />Risk Management Malysl <br />