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HISCOX <br />DPL P001 CW (05113) <br />The Hiscox Professional Liability — US Direct policy is designed to offer coverage for the <br />risks entities face in performing their Professional Services. We urge You to read this <br />Policy carefully so You understand the insurance that You have purchased, and the full <br />extent of Your and Our rights and duties under this Policy. Please note that all words <br />and phrases that appear in bold -type (except headings) have special meaning and are <br />defined in the Definitions section of this Policy. Coverage for all Claims is subject to the <br />entire terms and conditions of the policy. <br />Coverage for Claims Made Against You <br />You have purchased insurance that provides coverage for Claims made against You. <br />We will pay Damages on Your behalf for any Claim that falls within the Insuring <br />Agreement and within all of the terms and conditions outlined in the policy. Covered <br />Claims are for Your Wrongful Acts in providing or failing to provide Professional <br />Services. To determine who is an Insured please refer to the Definitions and Spousal <br />and Domestic Partner section of the policy. Additionally, for coverage to apply, You <br />must comply with all Your obligations as outlined in the Notice of Claims, Notice of <br />Potential Claims, and the rest of the policy. The most We will pay is outlined in the <br />Limits of Liability Section and items We will not pay are outlined in the Exclusions <br />section. You are responsible for payments as outlined in the Deductible section. <br />Welc Msmgnnmt Disdelmt <br />�� 0,REV eRW & APPRovm BY: <br />Risk Managenxnt Analyst <br />