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HISCOX <br />LPL P001 CW (05113) <br />It shall be the responsibility of the Named Insured to act on behalf of all other <br />Insureds with respect to the following: <br />1. giving and receiving notice of cancellation and/or non -renewal (as described by <br />Endorsement hereto); <br />2. payment of premium <br />3. receipt of return premiums; <br />4. acceptance of changes to this Policy; and <br />5. payment of Deductibles. <br />M. EXAMINATION OF YOUR BOOKS AND RECORDS <br />We may examine and audit Your books and records as they related to this Policy at <br />any time during the Policy Period (or any purchased Optional Extended <br />Reporting Period) or up to three years after the end of the Policy Period (or any <br />purchased Optional Extended Reporting Period). <br />N. TITLES <br />Titles of sections of and endorsements to this Policy are inserted solely for <br />convenience of reference and shall not be deemed to limit, expand or otherwise <br />affect the provisions to which they relate. <br />A. Application means the signed application for the Policy, whether submitted on-line, <br />over the phone or on paper, including any attachments and other materials or <br />statements submitted in conjunction therewith. If this Policy is a renewal or <br />replacement of a previous policy or policies issued by Us, Application shall also <br />include all signed applications and other materials that were submitted therewith <br />and attached thereto. <br />B. Bodily Injury means physical injury to or sickness, disease or death of a person, or <br />mental injury, mental anguish, emotional distress, pain or suffering, or shock <br />sustained by a person. <br />C. Claim means any written demand for Damages or for non -monetary relief. <br />D. Claim Expenses means the following that are incurred by Us or by You with Our <br />prior written consent: <br />1. all reasonable and necessary fees, costs and expenses (including the fees of <br />attorneys and experts) incurred in the investigation, defense and appeal of a <br />Claim; and <br />2. premiums on appeal bonds, attachment bonds or similar bond. Provided, <br />however, We shall have no obligation to apply for or furnish any such bonds. <br />Claim Expenses shall not mean and We shall not be obligated to pay: <br />1. salaries, wages or expenses other than Supplemental Payments; or <br />11 <br />R6kMU09MatDiviaian <br />REVIEWLDSAPPRO BY: <br />fu>. Z ka"'Al <br />MOW, Risk Management Analyst <br />