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Hiscox Insurance Company Inc. <br />Endorsement 3 <br />NAMED INSURED: STRAIGHTLINE COMMUNICATIONS <br />California Amendatory Endorsement <br />This endorsement modifies insurance provided under the following: <br />PROFESSIONAL LIABILITY - ERRORS AND OMISSIONS INSURANCE <br />Am <br />H I S C OXz <br />encourage courage, <br />Page 1 of 3 <br />In consideration of the premium charged, it is understood and agreed that the Policy is modified as follows: <br />1. Section V. OTHER MATTERS AFFECTING COVERAGE is amended to include the following at the end thereof: <br />CANCELLATION <br />Notice of Cancellation <br />A. The Named Insured may cancel this Policy by giving Us advance written notice stating when thereafter <br />such cancellation shall be effective. If the Named Insured cancels this Policy, the refund may be less <br />than pro rate. Provided, however, if this Policy shall be cancelled by the Named Insured within 14 <br />days of the inception of the Policy Period without having submitted a Claim, We shall return in full any <br />premium amount actually paid to Us. In such event, the effective date of cancellation shall be deemed to <br />be the inception date of the Policy Period. <br />B. Policies In Effect For 60 Days or Less <br />If this Policy has been in effect for sixty (60) days or less, and is not a renewal of a Policy We have <br />previously issued, We may cancel this Policy by mailing or delivering to the Named Insured at the <br />mailing address shown in the Declarations and to the producer of record, if any, advance written notice of <br />cancellation stating the reason for cancellation at least: <br />Ten (10) days before the effective date of cancellation if We cancel for: <br />(a) Non-payment of premium; or <br />(b) Discovery of fraud by: <br />i. The Insured or the Insured's representative in obtaining this insurance; or <br />ii. The Insured or the Insured's representative in pursuing a Claim under the Policy. <br />Thirty (30) days before the effective date of cancellation if We cancel for any other reason. <br />C. Policies In Effect For More Than 60 Days <br />If this Policy has been in effect for more than sixty (60) days, We may also cancel this Policy by mailing or <br />delivering to the Named Insured at the address shown in the Declarations, the producer of record, if any, <br />written notice, including the reason for cancellation, stating when not less than thirty (30) days thereafter <br />(or ten It 0) days thereafter when cancellation is due to non-payment of premium or discovery of fraud), <br />the cancellation shall be effective. <br />We may only cancel this Policy for one or more of the following reasons: <br />(a) <br />(b) <br />Nonpayment of premium, including payment due on a prior policy issued by Us and due during the <br />current policy term covering the same risks; <br />Discovery of fraud or material misrepresentation by: <br />The Insured or the Insured's representative in obtaining this insurance; or <br />The Insured or the Insured's representative in pursuing a Claim under the Policy <br />RiakklwagawdDiAslnn <br />�h x ((R''EVIE�f�ED& nAP'PIRO/V/ED Er. <br />a' rANF(M.0 R, Va(.(NLPFG <br />Risk Management Analyst <br />