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However, "professional services" does not include any of the following: "medical or healthcare
<br />services" or any person or organization acting in the capacity of a "medical professional",
<br />accountant, attorney, architect, engineer, real estate manager, Immigration counselor, or
<br />investment manager.
<br />8. "Sexual harassment" means unwelcome sexual advances, requests for sexual favors, or other
<br />verbal, visual or physical conduct of a sexual nature when such conduct:
<br />a. Is linked implicitly or explicitly with a decision affecting a term or condition of any individual's
<br />employment;
<br />b. Interferes with any individual's job performance;
<br />c. Creates an intimidating, hostile or offensive working environment for any individual; or
<br />d. Arises out of or is related to an unlawful employment practice as codified at 42 U.S.C. §
<br />2000e, at seq., or any similar state, municipal or local code, regulation or ordinance.
<br />9. "Sexual misconduct or sexual molestation" means any activity which is sexual in nature (whether
<br />permitted or not permitted); and includes, but is not limited to: sexual assault, sexual battery,
<br />sexual relations, sexual acts, sexual activity, sexual handling, sexual massage, sexual
<br />exploitation, sexual exhibition, sexual stimulation, fondling, intimacy, exposure of sexual organs,
<br />lewd or lascivious behavior or indecent exposure, fornication, unauthorized touching, or the
<br />photographic, video or other reproduction of sexual activity.
<br />However, "sexual misconduct or sexual molestation" does not include employment -related
<br />"sexual harassment".
<br />10. "Social work" means any activities or methods of any insured or your "employees", agents,
<br />representatives, "volunteer workers", "temporary workers", licensees, subcontractors,
<br />independent contractors, vendors or others providing social services, including but not limited to:
<br />a. Investigation, treatment, or material aid for the economically, physically, mentally, or socially
<br />disadvantaged, or anyone else; and
<br />b. Activities such as child welfare, community physical or mental health, adoption services,
<br />personal counseling services, recreational activities, temporary housing or shelters or other
<br />similar activities.
<br />11. "Special Event" means a sporting, cultural, business or other type of unique activity, in a certain
<br />place occurring during a limited or fixed interval of time (one-time, annual) and presented to a live
<br />audience brought together to watch or to participate. "Special events" include, but are not limited
<br />to, street fairs, music festivals, revenue generating or public relations activities, regardless of the
<br />location or relationship to the operations of any insured.
<br />Includes copyrighted material of Insurance Services Office, Inc., with its permission.
<br />Copyright 2014 GuideOne Insurance
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