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<br />Contractors' General Liability Extension Endorsement
<br />(1) any access to or disclosure of any person's or organization's confidential or personal information,
<br />including patents, trade secrets, processing methods, customer lists, financial information, credit
<br />card information, health information or any other type of nonpublic information; or
<br />(2) the loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate
<br />electronic data that does not result from physical injury to tangible property.
<br />However, unless Paragraph (1) above applies, this exclusion does not apply to damages because of
<br />bodily injury.
<br />This exclusion applies even if damages are claimed for notification costs, credit monitoring expenses,
<br />forensic expenses, public relation expenses or any other loss, cost or expense incurred by the Named
<br />Insured or others arising out of that which is described in Paragraph (1) or (2) above.
<br />B. The following paragraph is added to LIMITS OF INSURANCE:
<br />Subject to 5. above, $100,000 is the most the Insurer will pay under Coverage A for all damages arising out
<br />of any one occurrence because of property damage that results from physical injury to tangible property
<br />and arises out of electronic data.
<br />C. The following definition is added to DEFINITIONS:
<br />Electronic data means information, facts or programs stored as or on, created or used on, or transmitted to
<br />or from computer software (including systems and applications software), hard or floppy disks. CD-ROMS,
<br />tapes, drives, cells, data processing devices or any other media which are used with electronically controlled
<br />equipment.
<br />D. For the purpose of the coverage provided by this ELECTRONIC DATA LIABILITY Provision, the definition
<br />of property damage in DEFINITIONS is replaced by the following:
<br />Property damage means:
<br />a. Physical injury to tangible property, including all resulting loss of use of that property. All such loss of
<br />use shall be deemed to occur at the time of the physical injury that caused it;
<br />b. Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to
<br />occur at the time of the occurrence that caused it; or
<br />c. Loss of, loss of use of, damage to, corruption of, inability to access, or inability to property manipulate
<br />electronic data, resulting from physical injury to tangible property. All such loss of electronic data shall
<br />be deemed to occur at the time of the occurrence that caused it.
<br />For the purposes of this insurance, electronic data is not tangible property.
<br />E. It Electronic Data Liability is provided at a higher limit by another endorsement attached to this policy, then
<br />the $100,000 limit provided by this ELECTRONIC DATA LIABILITY Provision is part of, and not in addition
<br />to, that higher limit.
<br />9. ESTATES, LEGAL REPRESENTATIVES, AND SPOUSES
<br />The estates, heirs, legal representatives and spouses of any natural person Insured shall also be insured
<br />under this policy; provided, however, coverage is afforded to such estates, heirs, legal representatives, and
<br />spouses only for claims arising solely out of their capacity or status as such and, in the case of a spouse,
<br />where such claim seeks damages from marital community property, jointly held property or property transferred
<br />from such natural person Insured to such spouse. No coverage is provided for any act, error or omission of an
<br />estate, heir, legal representative, or spouse outside the scope of such person's capacity or status as such,
<br />provided however that the spouse of a natural person Named Insured and the spouses of members or
<br />partners of joint venture or partnership Named Insureds are Insureds with respect to such spouses' acts,
<br />errors or omissions in the conduct of the Named Insured's business.
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