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<br />F. Definitions (2) Requires any insured or others to test <br />for, monitor, clean up, remove, contain, <br /> 1. "Finished stock" means stock you have <br />treat, detoxify or neutralize, or in any <br />manufactured. <br />way respond to, or assess the effects of <br />"Finished stock" also includes whiskey and <br />"pollutants". <br />alcoholic products being aged, unless there is <br />The expiration date of this policy will not cut <br />a Coinsurance percentage shown for Business <br />short the "period of restoration". <br />Income in the Declarations. <br /> 4. "Pollutants" means any solid, liquid, gaseous or <br />"Finished stock" does not include stock you <br />thermal irritant or contaminant, including <br />have manufactured that is held for sale on the <br />smoke, vapor, soot, fumes, acids, alkalis, <br />premises of any retail outlet insured under this <br />chemicals and waste. Waste includes materials <br />Coverage Part. <br />to be recycled, reconditioned or reclaimed. <br /> 2. "Operations" means: <br /> 5. "Rental Value" means Business Income that <br /> a. Your business activities occurring at the <br />consists of: <br />described premises; and <br /> a. Net Income (Net Profit or Loss before <br /> b. The tenantability of the described premises, <br />income taxes) that would have been earned <br />if coverage for Business Income Including <br />or incurred as rental income from tenant <br />"Rental Value" or "Rental Value" applies. <br />occupancy of the premises described in the <br />Declarations as furnished and equipped by <br /> 3. "Period of restoration" means the period of time <br />you, including fair rental value of any <br />that: <br />portion of the described premises which is <br /> a. Begins: <br />occupied by you; and <br /> (1) 72 hours after the time of direct physical <br /> b. Continuing normal operating expenses <br />loss or damage for Business Income <br />incurred in connection with that premises, <br />Coverage; or <br />including: <br /> (2) Immediately after the time of direct <br /> (1) Payroll; and <br />physical loss or damage for Extra <br /> (2) The amount of charges which are the <br />Expense Coverage; <br />legal obligation of the tenant(s) but <br />caused by or resulting from any Covered <br />would otherwise be your obligations. <br />Cause of Loss at the described premises; <br /> 6. "Suspension" means: <br />and <br /> a. The slowdown or cessation of your <br /> b. Ends on the earlier of: <br />business activities; or <br /> (1) The date when the property at the <br /> b. That a part or all of the described premises <br />described premises should be repaired, <br />is rendered untenantable, if coverage for <br />rebuilt or replaced with reasonable <br />Business Income Including "Rental Value" <br />speed and similar quality; or <br />or "Rental Value" applies. <br /> (2) The date when business is resumed at a <br />new permanent location. <br />"Period of restoration" does not include any <br />increased period required due to the <br />enforcement of or compliance with any <br />ordinance or law that: <br /> (1) Regulates the construction, use or <br />repair, or requires the tearing down, of <br />any property; or <br />CP 00 30 10 12 © Insurance Services Office, Inc.,2011 Page 9of 9 <br /> <br /> <br />