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(2) Minimize the "suspension" of business if 5. Additional Coverages you cannot continue "operations". a. Civil Authority We will also pay Extra Expense to repair or In this Additional Coverage, Civil Authority, replace property, but only to the extent it the described premises are premises to reduces the amount of loss that otherwise which this Coverage Form applies, as would have been payable under this shown in the Declarations. Coverage Form. When a Covered Cause of Loss causes 3. Covered Causes Of Loss, Exclusions And damage to property other than property at Limitations the described premises, we will pay for the See applicable Causes Of Loss form as shown actual loss of Business Income you sustain in the Declarations. and necessary Extra Expense caused by action of civil authority that prohibits access 4. Additional Limitation – Interruption Of to the described premises, provided that Computer Operations both of the following apply: a. Coverage for Business Income does not (1) Access to the area immediately apply when a "suspension" of "operations" surrounding the damaged property is is caused by destruction or corruption of prohibited by civil authority as a result of electronic data, or any loss or damage to the damage, and the described electronic data, except as provided under premises are within that area but are not the Additional Coverage, Interruption Of more than one mile from the damaged Computer Operations. property; and b. Coverage for Extra Expense does not apply (2) The action of civil authority is taken in when action is taken to avoid or minimize a response to dangerous physical "suspension" of "operations" caused by conditions resulting from the damage or destruction or corruption of electronic data, continuation of the Covered Cause of or any loss or damage to electronic data, Loss that caused the damage, or the except as provided under the Additional action is taken to enable a civil authority Coverage, Interruption Of Computer to have unimpeded access to the Operations. damaged property. c. Electronic data means information, facts or Civil Authority Coverage for Business computer programs stored as or on, Income will begin 72 hours after the time of created or used on, or transmitted to or the first action of civil authority that prohibits from computer software (including systems access to the described premises and will and applications software), on hard or apply for a period of up to four consecutive floppy disks, CD-ROMs, tapes, drives, cells, weeks from the date on which such data processing devices or any other coverage began. repositories of computer software which are used with electronically controlled Civil Authority Coverage for Extra Expense equipment. The term computer programs, will begin immediately after the time of the referred to in the foregoing description of first action of civil authority that prohibits electronic data, means a set of related access to the described premises and will electronic instructions which direct the end: operations and functions of a computer or (1) Four consecutive weeks after the date device connected to it, which enable the of that action; or computer or device to receive, process, (2) When your Civil Authority Coverage for store, retrieve or send data. Business Income ends; d. This Additional Limitation does not apply whichever is later. when loss or damage to electronic data involves only electronic data which is integrated in and operates or controls a building's elevator, lighting, heating, ventilation, air conditioning or security system. Page 2 of 9 © Insurance Services Office, Inc.,2011 CP 00 30 10 12